State mortgage foreclosure policies and lender interventions: Impacts on borrower behavior in default

Due to the rise in foreclosure filings, policymakers are increasingly concerned with helping families in financial distress keep their homes. This paper tests the extent to which distressed mortgage borrowers benefit from three types of state foreclosure polices: (1) judicial foreclosure proceedings, (2) statutory rights of redemption, and (3) statewide foreclosure‐prevention initiatives. Based on an analysis of borrowers in default who reside in 22 cross‐state metropolitan statistical area pairs, state policies generally have weak effects. Both judicial foreclosure proceedings and foreclosure prevention initiatives are associated with modest increases in loan modification rates. Using a matching procedure, a lender's letter promoting mortgage default counseling was associated with increases in loan modifications, decreases in loan cures, and decreases in foreclosure starts. The effects of the letter were also stronger in states with judicial proceedings. © 2011 by the Association for Public Policy Analysis and Management.     

STR melting curve analysis as a genetic screening tool for crime scene samples

In this proof-of-concept study, high-resolution melt curve (HRMC) analysis was investigated as a postquantification screening tool to discriminate human CSF1PO and THO1 genotypes amplified with mini-STR primers in the presence of SYBR Green or LCGreen Plus dyes. A total of 12 CSF1PO and 11 HUMTHO1 genotypes were analyzed on the LightScanner HR96 and LS-32 systems and were correctly differentiated based upon their respective melt profiles. Short STR amplicon melt curves were affected by repeat number, and single-source and mixed DNA samples were additionally differentiated by the formation of heteroduplexes. Melting curves were shown to be unique and reproducible from DNA quantities ranging from 20 to 0.4 ng and distinguished identical from nonidentical genotypes from DNA derived from different biological fluids and compromised samples. Thus, a method is described which can assess both the quantity and the possible probative value of samples without full genotyping.     

Practical applications of genotypic surveys for forensic STR testing

Legitimate genotype frequency estimation for multiallelic loci relies on component allele frequencies, as population surveys represent only a fraction of possible DNA profiles. Multilocus genotypes from two ethnic human populations, African American (n=195) and U.S. Caucasian (n=200), were compiled at 13 STR loci that are used worldwide in forensic investigation (D3S1358, vWA, FGA, D16S539, TH01, TPOX, CSF1PO, D8S1179, D21S11, D18S51, D5S818, D13S317, and D7S820). Sex-specific AmpFlSTR multiplexes provided stringent PCR-based STR typing specifically optimized for multicolor fluorescence detection. Heterozygosity at each STR locus ranged from 0.57 to 0.89 and encompassed from seven (TH01) to twenty-one (D21S11) alleles. Homozygosity tests, tests based on the distinct numbers of observed homozygous and heterozygous classes, log likelihood ratio tests, and exact tests assessed that the degree of divergence from theoretical Hardy-Weinberg proportions for all 13 STRs does not have practical consequence in genotype frequency estimation. Departures from linkage equilibrium, between loci, that imposed significance to forensic calculations were not indicated by observed variance of the number of heterozygous loci or Karlin interclass correlation tests. For forensic casework, reliable multilocus profile estimates may be obtained from the product of component genotype frequencies, each calculated through application of the Hardy-Weinberg equation to population database allele frequency estimates reported here. The average probability that two randomly selected, unrelated individuals possess an identical thirteen-locus DNA profile was one in 1.8x10(15) African Americans and one in 3.8x10(14) U.S. Caucasians.     

African American Adolescents' Perceptions of Family Interactions: Kinship Support,Parent–Child Relationships,and Teen Adjustment

This study examined perceived kinship support and parenting practices for 158 African American adolescents in the 9th and 10th grades. Kinship support showed direct associations with teen outcomes that, for work orientation and school orientation, were partially mediated by parenting practices. With a few exceptions, kinship support was positively associated with youth adjustment for teens from single-parent and 2-parent homes, teens with college educated and less educated parents, and for girls and boys. Both kinship support and maternal warmth predicted self-reliance, work orientation, and school orientation. Kinship support was the primary predictor of ethnic identity.     

VIETNAM-US PARTNERSHIP: PILLARS AND PROSPECTS

This essay analyses the foundations and future of the Vietnam-US partnership. It shows that Vietnam and the United States have sought to broaden and deepen the bilateral relations in three main areas: (i) trade and investment relations, (ii) political and security relations, and (iii) people-to-people cooperation. These areas continue to be the pillars for Vietnam and the United States to build up their ties. Given China's growing assertiveness in the South China Sea and the United States rebalance to the Asia-Pacific, Vietnam and the United States will become closer and will work together to add strategic values to their partnership.     

Project 0395A.ĐC | Performing disorientation

The end of the Vietnam/American War lead to one of the largest exoduses of the latter part of the twentieth century: more than 3 million people escaped from Vietnam, Cambodia, and Laos over the course of two decades starting in 1975, many by boat and an estimated 1 million died at sea. How do you witness and retell stories of violence in the aftermath of war and dispossession at sea in the context of U.S. empire and Vietnamese socialist revolution? Project 0395A.?C, a multi-media installation by Vietnamese artist, Ly Hoang Ly, intentionally structures and choreographs disorientation to grapple with the condition of being dispossessed at sea, as the Vietnamese refugee is suspended at sea and entangled in histories of French colonialism and caught at the crux of U.S. imperial war and Vietnamese socialist revolution. I argue that disorientation is a performative experience and method that performs an act of refusal to break voyeuristic modes of consuming histories of violence and reorients the body to another theory of Vietnamese refugee subjectivity. I analyze how Ly creates a performative installation and performs with water as the core aesthetic material used to frame, dialogue, and re-narrate a story of Vietnamese refugee subjectivity.