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31.
It has been estimated that deregulation of US S&Ls will cost the US taxpayer £500bn in terms of the compensation paid out
for the resulting scandals and failures. In contrast, the deregulation of UK building societies, although initially followed
by a series of scandals and losses of £1bn., eventually resulted in substantially increased profitability. The social effects
in the UK have been quite different to those in the US. As a result of the increased importance placed on profitability as
opposed to mutuality, many homeowners have had their properties repossessed, and investors been mis-soId unsuitable investments.
However, UK building societies, by a mixture of good luck and judgement, have avoided the principal regulatory pitfalls, which
beset the S&Ls in terms of bankruptcies and fraud. This paper seeks to explain these different post-deregulation experiences.
It extends to the UK the looting model of Akerlof and Romer (1993) and the managerial diversion model of Nichols (1972) which
went so far to explain and anticipate, respectively, the US experience.
This revised version was published online in July 2006 with corrections to the Cover Date. 相似文献
32.
Max Ajl 《The Journal of peasant studies》2013,40(6):1240-1263
ABSTRACTUntil his early death in 1985, at age 51, the Tunisian agronomist Slaheddine el-Amami carried out a path-breaking research program at what was then the Centre de Recherche et de Génie Rural. He wrote technical studies ranging from the agricultural capacities of the unjustly-marked-as-barren Kerkennah Islands, to possibilities for drip irrigation, to attempts to quantify the energy use of Tunisian agriculture, to a wide-ranging investigation of indigenous hydraulic systems. There is little explicit mention in this work of a then-dominant strand of heterodox Arab and Third Worldist social science – the emphasis on delinking, or removal from Western commodity, technical and financial flows. Yet through an examination of his work in the context of the delinking paradigm, as put forth by scholars like Samir Amin, Fawzy Mansour and Mohamed Dowidar, I show the use and need for independent agronomic expertise to be deployed within analytical paradigms such as delinking, forged by heterodox political economists. Through delinking, countries could proceed on a path of auto-centered development. The possibility and time frame of delinking is necessarily a socio-technical question linked to indigenous capacities, technical and natural, and the social relations with which they are woven. It is also a question of creating and mobilizing a surplus in the agricultural sector. Through examining Amami’s life’s work, I show the use and need for interdisciplinary methods and research programs, which must braid the social and natural sciences – if not simply take threads from each to create a holistic knowledge – in order to arrive at appropriate developmental programs. Such knowledge and programs were appropriate in that they offered ways of working agriculture without capital-intense inputs – thus resolving rather than aggravating current account imbalances and labor surpluses. They also relied on a decentralization of planning, based on the skills and knowledges of the direct producers. In analyzing such knowledge, systematized in the work of Amami, I will also show how moving from underdevelopment to development requires a mélange of knowledges. Crucial and neglected are those knowledges which have been developed to inform sustainable ways of living on land-bases, in order to produce the rural surplus which is the sine qua non of a successful move beyond developmental malaise in the Global South. I will then link this to the International Assessment of Agricultural Knowledge, Science and Technology for Development (IAASTD) Synthesis Report, showing this paradigm’s continuing relevance. 相似文献
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Kevin D. Ward 《Public administration review》2014,74(1):114-125
The public service motivation literature has helped scholars and practitioners better understand who is attracted to public service and why. However, little is understood about how public service motivation in individuals may be cultivated or how it changes over time. This article uses panel data collected by the Corporation for National and Community Service to track the longitudinal effects of participation in the AmeriCorps national service program on participants’ public service motivation. Findings reveal that participation in AmeriCorps programs had positive effects on participants’ levels of commitment to the public interest and civic awareness immediately after the program; many of these program effects were sustained seven years later. However, when observed in isolation, the comparison group showed significant declines in levels of commitment to public interest and civic awareness over an eight‐year period, suggesting that public service motivation may initially decline upon entry into a public service career. 相似文献
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Max Neiman 《Political science quarterly》2010,125(1):144-145
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