Buy Today,Pay Tomorrow: Formal Credit Supply and Domestic Electrical and Electronic Goods Consumption in São Paulo's Urban Periphery

Since the beginning of the twenty-first century, expansion of the formal credit supply in Brazil has promoted the ‘financial inclusion’ of the low-income population, especially through instalment plans offered by large retail chains. This article aims to analyse the impacts of formal credit availability on the consumption of electrical and electronic goods by residents of Jardim Helena, a neighbourhood in São Paulo's periphery. Through the collection and analysis of qualitative and quantitative data, this study reveals how the instalment plan can stimulate consumption among the low-income population, with a significant impact on household budgets, raising the risk of indebtedness.     

公安机关电子数据司法鉴定的现状与挑战

电子数据取证是信息时代公安机关重要的基础工作,是打击涉及互联网各类违法犯罪的“杀手锏”。电子数据鉴定是公安机关电子数据取证工作的重要组成部分,起到最终判定案(事)件性质,为侦查与诉讼提供依据的重要作用。公安机关电子数据鉴定与信息技术共同飞速发展,其领域不断延伸扩展、技术要求越来越高,面对的挑战也越来越多。概要介绍了公安机关电子数据鉴定的法律要求、鉴定资质、鉴定流程等内容,阐述了其面临的挑战。