我国消费信贷立法应借鉴澳大利亚《消费信贷法案》

随着我国金融市场管制的不断削弱,必将会显现出对加强消费信贷立法的需要。我国消费信用立法还很薄弱,澳大利亚《消费信贷法案》中特别体现保障消费者利益的立法精神,有利于信用经营者生存和发展的特别安排、消费信贷合同的担保与保证。信贷提供者、消费供应者及消费者之间关系的有关内容,可为我国消费信贷立法吸收和借鉴;我国应针对消费信贷中存在的主要问题,有步骤地适时合理地吸收和借鉴澳大利亚《消费信贷法案》。     

Rapid and nondestructive analysis of lipstick on different substrates using ATR-FTIR spectroscopy and chemometrics

Lipstick can be an important piece of evidence in crimes like murders, rapes, and suicides. Due to its prevalence, it can be an important corroborative evidence in crime reconstruction. The analysis of such evidence can provide an evidentiary link between the suspect, the victim, object, or the crime scene. We report the use of nondestructive ATR-FTIR spectroscopy combined with chemometrics for the classification of 10 brands of lipsticks with nine samples each. Chemometric method of partial least square-discriminant analysis (PLS-DA) has been employed to interpret the data and classify the samples into their respective classes. The PLS-DA model provides an AUC figure above 0.99 in all brands except one; for which it is slightly less at 0.94. We have also tested the traces of these lipstick samples on different substrates treating them as unknowns in the already trained PLS-DA model. 100% of the samples on nine substrates viz. a cotton, nylon, plastic, dry tissue, denim (blue jeans), wet tissue, nitrile gloves, white paper, and polyester were correctly attributed to their source brand. In conclusion, the results suggest that ATR-FTIR combined with the chemometrics is a rapid, nondestructive, and accurate method for the discrimination and source attribution of lipstick. This study has potential for use in actual forensic casework conditions.     

Use of a Social–Ecological Framework to Understand How and Under What Conditions Family Violence Exposure Affects Children’s Adjustment

The proportion of children experiencing violence in the home is disturbingly high, with many also being victims of violence outside the home. Therefore, smaller, innovative or preliminary studies were invited in order to better understand how exposure to violence across different ecologies independently or interactively influences the risk for maladaptive outcomes. This special issue is predicated on the notion that risk for maladaptive outcomes is contextualized by one’s individual traits (e.g., self-regulatory capacities), characteristics of the abuse (e.g., duration), exposure to multiple forms of violence (both within and outside the home), as well as parenting and familial resources (e.g., parents’ mental health and abuse history, familial social support). Two of the articles focus on dual victimization in the home, two address factors that modify the relation between child sexual abuse and adjustment, and the last two articles focus on mediators of the relationship between abuse or exposure to IPV and adjustment. Taken together, these articles reflect efforts at elucidating modifiable targets for prevention and intervention purposes, as well as qualities of the individual, family, or the abuse that may aid in tailoring interventions to be maximally effective.     

MyOverseasVote: liberalism and extraterritorial citizenship

This article engages with the liberalist conception of extraterritorial citizenship in examining the pioneering attempt of the Malaysian diaspora to make a rights-based claim for extraterritorial voting. Using the case study of MyOverseasVote (MOV), a transnational advocacy group, this paper demonstrates how the Malaysian diaspora staked their constitutional claim as absent citizens and challenged the state’s definition of absent voters. The bottom-up reform is framed within the context of equalization of rights due to the salient ethnic element embedded in extraterritorial Malaysian citizenship. This liberalization of the external voting legislation has de-ethnicized but not equalized voting rights outside the country between publicly and privately employed citizens overseas. During the 13th General Election (GE13), Malaysia introduced a limited diaspora franchise conditioned upon territoriality and connectivity, affirming the continued relevance of territorial sovereignty.     

Experts and evidence in deliberation: scrutinising the role of witnesses and evidence in mini-publics,a case study

Policy Sciences - Experts hold a prominent position in guiding and shaping policy-making; however, the nature of expert input to decision-making is a topic of public debate. A key aspect of...     

The Role of Social Networks in Physical and Relational Aggression Among Young Adolescents

Despite the veritable influence of the peer context on the elaboration of adolescent aggression, few studies of relational aggression have directly identified and measured peer groups, limiting our ability to draw formal conclusions about the level and nature of peer influence. The current study used a developmental framework to examine peer group influence on individual levels of physical and relational aggression over a year with 6th and 7th grade students (n = 346, 51 % female). A multilevel network approach was used in which peer groups were identified via social network analysis, and peer group influence was evaluated with hierarchical linear modeling (HLM). HLM analyses indicated that peer group aggression (physical and relational) at time 1 was predictive of individual aggression levels at time 2 after controlling for other peer group characteristics as well as other individual risk and protective factors. Although both forms of aggression were embedded in peer networks, findings suggest that physical aggression is relatively less endemic to peer networks, and is more likely to occur in smaller, predominantly male networks. The current study highlights the importance of understanding the influence of peer group membership on adolescent aggression and points to important implications for prevention.     

Small farm improvement strategies—the implications of a computer simulation study of indigenous farming in south‐east Ghana

This paper outlines the methodology and findings of a village level farm management study in South‐east Ghana. A linear programming model is used to investigate the production response of farmers to the introduction of mechanisation, crop technology and credit innovations. The results are presented and their research, extension and policy implications are discussed. It is considered that the results support the argument for undertaking detailed farm level studies in order to understand the nature of existing farming systems as a basis for assessing the possibilities for their improvement. The results also suggest that the present states of technical knowledge and research orientation are biased in favour of the better‐off farmers and, as such, do not provide a suitable basis for recommendations consistent with equality, which governments profess to be their objective.     

What Happens the Morning After? The Costs and Benefits of Expanding Access to Emergency Contraception

Emergency contraception (EC) can prevent pregnancy after sex, but only if taken within 72 hours of intercourse. Over the past 15 years, access to EC has been expanded at both the state and federal level. This paper studies the impact of those policies. We find that expanded access to EC has had no statistically significant effect on birth or abortion rates. Expansions of access, however, have changed the venue in which the drug is obtained, shifting its provision from hospital emergency departments to pharmacies. We find evidence that this shift may have led to a decrease in reports of sexual assault.     

13C4-secobarbital as the internal standard for the quantitative determination of secobarbital--a critical evaluation

In this study, 13C4-secobarbital was used as an exemplar compound to illustrate the mechanism based on which the effectiveness of a proposed internal standard (IS) could be evaluated. A deuterated analog, 2H5-secobarbital, was also studied in parallel for comparison purposes. Well-established solid-phase extraction and methylation procedures were used prior to the GC/MS measurement step. The contribution of the intensity of an ion designated for the analyte (secobarbital) by the proposed IS, and similarly, the contribution of the intensity of an ion designated for the IS by the analyte--a phenomenon termed "cross-contribution"-were evaluated based on a "direct measurement" procedure in which equimolar amounts of the analyte and the IS were used to generate intensity data. These intensity data were then used as the basis for the calculation of "cross-contribution" (in percentages) of ions designated for the analyte and the IS. Cross-contribution data were compared with the linearity data resulting from two series of standards containing 25 to 9600 ng/mL secobarbital using two sets of quantitation ion pairs--m/z 196/200 and 195/199 with 13C4-secobarbital as the IS and m/z 196/201 and 195/200 with 2HS-secobarbital as the IS. 13C4-secobarbital was found to be much less problematic and thus can serve as a very effective IS. Cross-contribution data alone cannot fully explain the observed differences resulting from the use of these two ISs; further systematic study is needed to provide better understanding of the underlying interference mechanism.