金融业是“社会经济”发展的“主导力量”

我国参加“WTO”以后 ,对我国冲击最大的应是金融业。我国金融业市场化程度最低 ,但它又在经济社会发展中作用最大。金融业有自身发展的规律 ,它应突破“存、贷、汇”的限制 ,走上以资本经营为主体的更大市场。金融市场的发展在客观上给社会更多的选择余地 ,分散了金融风险。金融风险是市场风险的一种 ,风险并不等于是危机。金融危机大体上有三种类型 :一是支付危机 ,二是股市危机 ,三是汇市危机。只要经济平稳发展 ,政策对头 ,危机一般都可避免。资本市场不宜过早开放 ,应以监管能力的配套为前提

Financial Industry Is the Leading Force of the Development of Social Economy

Financial industry will be affected gravely after China's entering the World Trade Organization.The liberalization of financial market is lowest in China,meanwhile,financial industry plays a leading role in the development of social economy.Financial industry has the laws of development itself.It should break the limit of traditional business such as deposit,loan and remittance,and put capital management as major business.The development of financial market disperses financial venture,which is one of the market ventures.Venture is not crisis.Financial crises include three types such as payment crisis,stock market and foreign exchange market crisis.Crises can be avoided as long as economy develops smoothly and policies are formulated correctly.Only the supervision is qualified can capital market be open.