论动产让与担保与动产抵押之雷同--兼评我国民法(草案)对动产让与担保与动产抵押的规定

让与担保在物权化之后,与动产抵押在功能、性质、设定、公示等各方面完全相同,面临同样难以圆满解决的公示等难题.在考察大陆法系各国立法例的基础上可以发现,让与担保产生的直接原因就在于动产抵押制度的缺位.在适用范围一致的前提下,两者既没有共存的必要,也不具有共存的可行性.动产与不动产存在质的差别,动产抵押制度的存在并没有造成抵押权理论的混乱,更不会破坏民法物权体系的完整性.废除动产抵押制度无助于问题的解决,反而徒增制度变革的成本.动产抵押在我国已成为担保债权的重要手段,对社会经济发展也已有相当程度的贡献,故我国应进一步完善动产抵押制度而不移植让与担保.

On Similarity of Chattel hypothecation to Chattel Mortgage——also on stipulations of chattel hypothecation and chattel mortgage of Civil Code of the PRC (draft)

On the basis of exploring the attitudes, theories and effects of the system of chattel hypothecation in civil law countries, it is clear that the system of chattel hypothecation and the system of chattel mortgage are totally the same in the aspects of function, the methods of creation, the methods of publication and effects. Accordingly, there is no room, no need as well as no basis for the coexistence of chattel hypothecation and chattel mortgage. However, chattel hypothecation and chattel mortgage are both stipulated by Property Law of the People's Republic of China (the draft edition). The existence of the system of chattel mortgage do not confuse the theories relating to the right of hypothecation and destroy the system of right of things as a whole. As Law of the People's Republic of China Security adopted in 1995 has stipulated chattel mortgage, chattel hypothecation shouldn't be transplanted.