招商银行擅改质押率风波

通过变更质押率，擅自修改、变更履行在先的合同——权益严重受损的消费者因此把招商银行告上法庭。然而，这场势力悬殊的诉讼所能揭开的，仅仅是银行业诸多“霸王条款”的冰山一角

Storm of China Merchants Bank change loan-to-value ratio without authorization

Through alteration loan-to-value ratio,modify,change fulfill prior contract-Consumers whose rights are severely damaged,sue merchants bank.However,the forces of widely different litigation can uncover just clause of the iceberg of many no-trade in banking