金融创新与国际金融监管法律制度新发展

在市场机制的条件下,金融创新不仅可以促进金融自由化,而且也能促进金融监管法律制度的发展。在金融创新浪潮的推动下,各国出现了一场金融监管法律制度创新的浪潮。金融监管法律制度创新表现为金融监管法律理念的创新、主体创新、监管模式创新以及金融监管运行方式的创新。而金融监管法律价值目标的重新定位、机构的创建、审慎监管立法的完善以及监管执行的国内国际的协调与合作,初步形成了较为完善的新型审慎金融监管模式,同时也使我们能更加有效地应对和促进了持续不断的金融创新。

Financial Innovation and the Development of International Financial Supervision and Control Legal System

Conditioned by the market mechanism,financial innovation not only promotes the liberalization of finance,but also advances the legal system of financial supervision and control.Being accelerated by financial innovation,a wave of innovation of the legal system of financial supervision and control emerges in the world,which manifests itself in the innovation of the legal ideas of financial supervision and control,the subject,the supervisory modalities and the mode of implementation.Re-orientating the target of the legal value,establishing the mechanism,developing legislation,and monitoring implementation of national and international harmonization and cooperation basically form the new prudential financial supervisory modalities,as well as supervise and cope with the continuous financial innovation more efficiently.