关于我国降低存款准备金率几个问题的思考

目前我国有调低存款准备金率的可能。但达到调节经济效果有一定难度。通货紧缩内在形成机制不同决定着政策手段的多样性,而通货紧缩持续发展的经济背景的复杂性使单纯的存款准备金政策无力调节;信贷供求、银行经营理念及货币乘数不确定性致使中央银行对商业银行信贷控制效应弱化;货币流通速度时常变化加大货币需求测量难度;非银行机构的发展影响到存款准备金政策的公平性。

About the thought of some problems on the reduction of our country deposit reserve rate

Now, our country has to adjust the possibility of low deposit reserve rate, but reach regulation economic effect have certain difficulty. Deflation intrinsic forms mechanism, is different to decide the much shape of policy means, and it is regulated that the complexity of the economic background of deflation continued development makes simple deposit reserve policy powerless; Credit is let to beg, bank operation concept and currency multiplier uncertainty cause central bank for commercial bank credit control effect weak melt; Currency circulation speed often change to increase currency demand measure difficulty; Not bank organization develop the fairness that affects deposit reserve policy.