转型经济中民营银行的建立与中小企业融资对策

针对中小企业融资不足问题,我国已经出台了许多相关的措施,但效果不佳。民营银行具有信息、现代公司治理机制等优势,建议设立专门为中小企业融资的民营银行,从银行贷款这个直接的角度克服融资难的问题。

Establishment of Private Banks and the Countermeasures for Financial Loans toward Medium and Small Enterprises in a Transformational Economy

China has issued quite a few regulations concerning with deficient loans toward medium and small enterprises, but these regulations did not have highly good performance in effect. In view of the advantages for private banks like timely information, modern system of dealing with companies, one can try to set up some private banks specifically dealing with the financial loans toward medium and small companies to overcome the issue of difficult loans finally in the direct way of banking loans.