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陕西农村小额信贷发展模式与对策研究
引用本文:周美萍.陕西农村小额信贷发展模式与对策研究[J].陕西行政学院学报,2008,22(1).
作者姓名:周美萍
摘    要:陕西小额信贷是政府主导下的金融机构直贷到户的扶贫模式。目前,陕西小额信贷投放过程中存在着贷款投入不足、管理体制不顺和具有较大风险性等问题。加强市场化运作、建立双向培训制度和存款保障制度、加强相关法律法规的监督作用等,将对小额信贷的发展起到极大的推进作用。

关 键 词:小额信贷  发展模式  农村信用社

Shaanxi Rural Microfinance Development Model and Countermeasures
ZHOU Mei-ping.Shaanxi Rural Microfinance Development Model and Countermeasures[J].Journal of Shaanxi Administration School and Shaanxi Economic Management School,2008,22(1).
Authors:ZHOU Mei-ping
Abstract:Shaanxi Government led microfinance financial institutions under direct loan-to-household poverty models..now,Shaanxi invests microcredit loans less than existence,Management system will not ring true and larger issues such as risks,Author suggests strengthening market operation and establishing two-way training system and depositing protection scheme,such as Laws and regulations related to strengthen the supervisory role of policy proposals.
Keywords:microfinance  development model  rural credit cooperatives
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