| 韩国信用卡危机及其启示 |
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| 引用本文： | 鲍钦.韩国信用卡危机及其启示[J].北京市工会干部学院学报,2004,19(2):40-43. |
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| 作者姓名： | 鲍钦 |
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| 作者单位： | 北京市工会干部学院,北京,100054 |
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| 摘 要： | 信用卡是一种集多种业务于一身的金融产品,其高投资回报的特点正在促使国内银行业形成一股新的竞争浪潮.然而曾经被树为亚洲典范的韩国却在近期经历着一场空前的信用卡危机,过度宽松的政策激励以及信用卡管理的不完善是导致危机的基本原因.总结韩国信用卡危机的经验有利于推动国内银行卡市场的健康发展.
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| 关 键 词： | 信用卡 信用卡公司 信用卡危机 韩国 信用卡 危机 Korea Crisis Card Credit Background Reference 发展 健康 银行卡市场 完善 管理 政策激励 亚洲 浪潮 竞争 国内银行业 投资回报 |
| 文章编号： | 1009-3648(2004)02-0040-04 |
| 修稿时间： | 2004年2月24日 |
Credit Card Crisis in Korea:Background,Cause and Reference |
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| BAO Qin.Credit Card Crisis in Korea:Background,Cause and Reference[J].Journal of Beijing Federation of Trade Unions Cadre College,2004,19(2):40-43. |
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| Authors: | BAO Qin |
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| Abstract: | Credit card is a kind of financial production which contains various services. The characteristic of high returns in credit card is promoting a new competition among the civil banks. However, there happens an unprecedented credit card crisis in Korea. The principal reasons are too loose stimulants in policy and incomplete management of credit card. Analysis concerning credit card crisis in Korea will be beneficial to the healthful development of our credit card market. |
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| Keywords: | credit card credit card corporation credit card crisis |
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