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AN ANALYSIS OF CHANGES IN THE USE OF CHAPTER 13 SINCE THE ENACTMENT OF THE BANKRUPTCY REFORM ACT OF 1978
Authors:DONALD BOREN
Institution:Associate Professor of Legal Studies, Bowling Green State University. The author wishes to acknowledge with gratitude Dr. Nancy J. Shafer, Bowling Green State University, for her assistance with the statistical portion of this article.
Abstract:The premises of the bill with respect to consumer bankruptcy are that use of the bankruptcy law should be a last resort; that if it is used, debtors should attempt repayment under Chapter 13, Adjustments of Debts of an Individual with Regular Income, and finally, whether the debtor used Chapter 7, Liquidation, or Chapter 13 … bankruptcy should be effective, and should provide the debtor with a fresh start.1
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