| 论个人住房抵押贷款中抵押权的实现 |
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| 引用本文： | 李莹,刘小龙.论个人住房抵押贷款中抵押权的实现[J].广东行政学院学报,2002,14(1):37-40. |
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| 作者姓名： | 李莹 刘小龙 |
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| 作者单位： | 1. 中共广州市黄埔区委党校,广东,广州,510700
2. 广东青年干部学院,学生科,广东,广州,510507 |
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| 摘 要： | 个人住房抵押权的实现是住房抵押权制度的核心问题。目前 ,个人住房抵押权的实现存在以下三个方面的问题 :一是实现手段单一 ;二是程序繁琐 ;三是社会保障体系落后。为使个人住房抵押权得以实现应从四个方面对抵押权的实现方式进行变革 :一是丰富实现手段 ;二是改革拍卖方式 ;三是完善社会保障体系 ;四是实现抵押权的流通化。
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| 关 键 词： | 抵押 住房抵押 住房抵押贷款 抵押权 |
| 文章编号： | 1008-4533(2002)01-0037-04 |
| 修稿时间： | 2001年10月31 |
On Implementing The Hypothecating Right in The Loan of Personal Tenement Hypothecating |
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| LI Ying,LIU Xiao-long.On Implementing The Hypothecating Right in The Loan of Personal Tenement Hypothecating[J].Journal of Guangdong Institute of Public Administration,2002,14(1):37-40. |
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| Authors: | LI Ying LIU Xiao-long |
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| Institution: | LI Ying1,LIU Xiao-long2 |
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| Abstract: | Implementing the hypothecating right of personal housing is the core of the system of hypothecating rights.At present,there lie three problems in the process of implementing the hypothecating right of personal housing:single mean,overelaborated procedures and backward social security system.It is necessary to reform this condition.The countermeasures are:to enrich the implementing means;to reform the auction modes;to improve the social security system and to realize the circulation of hypothecating right. |
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| Keywords: | hypothecate the hypothecating of tenement the loan of tenement hypothecating hypothecating right |
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