障碍与释疑:反垄断法适用于银行业的理论澄清

法律适用的明晰是开展法律规制实践的必要前提。虽然反垄断法的适用障碍表现出法律效力的"自我否定"倾向,但是这种制度设计源于对行业发展规律和合理规则方法的尊重。伴随市场经济的发展和管制行业的开放浪潮,反垄断法适用障碍具有主客观两方面的消弭倾向,其适用范围不断扩张。市场化进程的推进使得作为垄断性行业的银行业逐渐回归市场竞争的发展本质,"新型"的反垄断规制和"传统"的金融规制也会因此产生此消彼长的态势转变。《反垄断法》适用于银行业的实然逻辑在于既有法律规则范畴下的解释合法性、银行业市场发展演变的行业合理性以及我国反垄断规制发展脉络下的可期待性。

Obstacles and Interpretations pertinent to Theoretical Clarifications for Application of the Antitrust Law in Banking Industry

The application of law should be specific, which is the necessary premise for implementation of legal rules. Although there are applicable obstacles in the antitrust law which tend to be“self-denial” of the legal effect, this systemic design aims to respect development principles of the industry and reasonable plan methods. With development of the market economy and open waves for supervisory industries, applicable obstacles in the antitrust law tend to disperse both subjectively and objectively with expanded scope of appli-cation. The market-oriented process gradually drives the banking industry of monopoly back to the nature of market competition. The “innovated” antitrust regulations and the “traditional” financial regulations will be transformed alternatively. The actual logic for the Antitrust Law to be applied in the banking industry lies in the reasonableness of interpretations in the present context of legal rules, the reasonableness of market evolve-ment of the banking industry and the expected path for development of antitrust rules in our country.