标准仓单质押法律风险浅析

标准仓单是货主在期货交易所里拥有货物的物权的表现形式。现实生活中,货主为满足流动资金的需要,存在以标准仓单作为质押物向银行申请贷款的业务需求。而根据我国法律法规的规定,仓单已明确纳入依法可以质押的权利凭证范畴。本文从标准仓单质押的合法性、现实需求、法律风险等方面进行了分析探讨,以期对该质押方式的健康有序发展提供一些启示。

On the Legal Risk of Standard Warehouse Receipt Pledge

As one of unified warehouse receipts made by Futures Exchange,the Standard warehouse receipt is the symbol of the owners’ ownership of the property rights of goods.In practice,for the seek of funs flowing,the owners have to loan from banks on the mortgage of the pledge of the standard warehouse receipts.According to the related legal regulations,warehouse receipts clearly belong to the field of document of title,which can be legally mortgaged.This article has an analysis and discussion of the legitimacy,the real need and the legal risk of the standard warehouse receipt pledge,hoping to offer some enlightenment to the healthy development of the pledge.