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论按揭的法律定性和法律定位
引用本文:刘玉清,唐作培.论按揭的法律定性和法律定位[J].广西政法管理干部学院学报,2004,19(2):111-114.
作者姓名:刘玉清  唐作培
作者单位:湘潭大学法学院,湖南,湘潭,411105
摘    要:在英美法上 ,按揭 (mortgage)是一种单一的担保方式 ,它在法律属性方面不同于大陆法上的抵押和质押 ,却类似于其让与担保。中国大陆的“按揭”一词来源于英美法 ,但它经过我国实践改造以后 ,本质上已经突破了英美法上按揭的涵义界限 ,从而成为我国一种将买卖、贷款 ,担保等紧密结合而设立的新型交易方式。文章最后指出 ,我国的合同立法有必要适时地将按揭合同类型化、固定化为一种新型的典型合同。

关 键 词:英美法上的按揭  中国大陆的按揭  楼宇按揭
文章编号:1008-8628(2004)02-0111-04
修稿时间:2003年6月20日

On Mortgage Legal Characterization and Legal Position
LIU Yu-qing,TANG Zuo-pei.On Mortgage Legal Characterization and Legal Position[J].Journal of Guangxi Administrative Cadre Institute of Politics and Law,2004,19(2):111-114.
Authors:LIU Yu-qing  TANG Zuo-pei
Abstract:In Anglo-American legal systems,Mortgage is a single warranty whose legal characters are different from Charge's or Pledge's,but are similar to "Fiducia" in Fome Law.On Chinese mainland,the term"mortgage"derives from Anglo-American legal systems.But after being reformed in the practice in our country,it has already broken through the limitation of defenition of mortgage in Anglo-American legal systems,so that it has become a new sales transation which includes trade,loan,warranty and so on.At last,the paper points out,that mortgage contract should be regarded as a new typical contract in legislation in our country.
Keywords:mortgage in Anglo-American legal systems  mortgage on Chinese mainland  mortgage of storied building
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