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民间融资的含义、类型及其法律特征
引用本文:李有星,张传业.民间融资的含义、类型及其法律特征[J].山西青年管理干部学院学报,2011,24(3):68-71.
作者姓名:李有星  张传业
作者单位:浙江大学光华法学院,浙江杭州,310008
基金项目:教育部211工程第三期建设项目“转型期法治理论、制度与实证研究”、“民间融资监管的研究”,“我国企业融资创新及其法律风险防治”(2009NH02)等课题的部分成果
摘    要:在传统概念中,民间融资容易与非法集资、地下钱庄、放高利贷等负面内容相联系,民间融资与合法、违法以及非法集资的概念之间尚存在模糊区域。科学界定民间融资的含义、类型和特征等问题,对于指导政府制定符合实际的民间融资相关规则、规范引导民间融资都有重要意义。

关 键 词:民间融资  民间借贷  类型  法律特征

, Types, and Legal Features of Folk Finance
LI You-xing,ZHANG Chuan-ye., Types, and Legal Features of Folk Finance[J].Journal of Shanxi College For Youth Administrators,2011,24(3):68-71.
Authors:LI You-xing  ZHANG Chuan-ye
Institution:LI You-xing,ZHANG Chuan-ye(Guanghua College of Law,Zhejiang University,Hangzhou,310008,China)
Abstract:In people's traditional view, folk finance is easily connected with some negative issues such as illegal collection of fund, unauthorized bank, usurious loan, and so on. There is still unclear field between the definitions of folk finance, legal collection of fund, illegal collection of fund, and unlawful collection of fund. The meaning, types, and features should be scientifically defined, which is significant for the government to regulate and guide folk finance and to issue practical and suitable rules in the field.
Keywords:folk finance  folk loan  type  legal feature
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