对欠发达地区城市商业银行发展的深层次思考

近年来我国欠发达地区的城市商业银行虽然取得了较快的发展,但由于其组建的特殊背景和地域经济特点,在经营和管理中暴露出一系列较突出的问题,已严重地阻碍和制约了其进一步稳健发展和参与当今激烈的市场竞争。因此,要充分认识欠发达地区的城市商业银行目前所出现的问题,并寻找出最佳的解决途径。

A Profound Pondering of the Development of the Urban' Commercial Banks of Less Developed Areas

The urban commercial banks in China's less developed areas have developed quickly in recent years. However, a series of problems have been revealed in the operation and management of these banks due to the special background and regional economic features against which they came into being. These problems have seriously hampered and restricted the smooth and healthy development of the banks as well as their participation in the fierce market competition.