| 从紧货币政策对商业银行信贷业务的影响及其对策 |
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| 引用本文： | 李晓明,张江山.从紧货币政策对商业银行信贷业务的影响及其对策[J].山东行政学院山东省经济管理干部学院学报,2008(3):74-76. |
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| 作者姓名： | 李晓明 张江山 |
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| 作者单位： | 1. 中国建设银行,北京,100032
2. 中国工商银行,北京,100032 |
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| 摘 要： | 2008年从紧货币政策的核心是从紧信贷政策，对商业银行信贷业务增长速度、盈利空间以及不良资产率都会产生影响。商业银行应积极应对宏观调控，在信贷业务的投放、结构调整、风险管理和业务创新上做相应调整，以保持信贷业务持续健康发展。
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| 关 键 词： | 货币政策 信贷业务 商业银行 |
The Impact of Tightening Monetary Policy on Lending Businessin Commercial Bank and its Countermeasures |
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| Li Xiaoming,Zhang Jiangshan.The Impact of Tightening Monetary Policy on Lending Businessin Commercial Bank and its Countermeasures[J].Journal of Shandong Administrative College and Shandong Economic Management Personnel College,2008(3):74-76. |
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| Authors: | Li Xiaoming Zhang Jiangshan |
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| Institution: | Li Xiaoming, Zhang Jiangshan (1. China Construction Bank, Beijing, 100032,China; 2. China Industrial ＆ Commercial Bank, Beijing, 100032,China) |
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| Abstract: | The focus of tightening monetary policy in 2008 is to tighten the lending policy which would affect the growth rate of lending business in commercial banks, its profitability and NPL. Commercial bank should respond positively to the austere policy and corresponding adjustments should be made to investment in lending business, structural adjustment, risk management and business innovation to ensure that lending business sustains a healthy development. |
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| Keywords: | Monetary Policy Lending Business Commercial Banks |
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