论我国商业银行的破产及其法律对策

商业银行是市场主体,和其他市场主体一样在激烈的市场竞争中,风险和收益并存,经营管理不善导致破产将不可避免。然而我国商业银行破产的法律制度的不完善,使我国商业银行破产缺乏可操作性,所以应从建立破产预防、存款保险、信息披露制度和完善域外破产制度的效力及健全破产责任等方面构建我国的商业银行破产法律制度。

On Commercial Bank Bankruptcy and Its Legal Strategy of Our Country

Commercial Bank is economic subject. It is similar to other economic subject in serious economy competitive. Risk and income is exist together, and engagement and management is perform wrong will leael to bankruptcy. However the imperfection of legal system in commercial bank bankruptcy in our country make the commercial bank bankruptcy lack of operation nature. so we should establish bankruptcy preventive, deposit insurance, the system of information disclose, perfect the effection of the extraterritorial bankruptcy system and perfect bankruptcy responsibility. We can form these aspects construct commercial bank bankruptcy legal system of our country.