金融机构破产债权人会议程序之研究

债权人会议作为全体债权人的自治组织,既是企业破产的一种利益平衡器,也是统一债权人意志与行动,保证破产有序进行的自治性团体。金融机构破产是企业破产的一个分支。金融机构本身的特殊性决定了其破产时债权人权利与普通商事企业破产时债权人权利的差异性,同时,债权人的权利内容和权利行使还会受到一定的限制,因此,金融机构破产债权人会议与传统的债权人会议在功能、履职程序、价值目标方面存在冲突。但是,不能因为这种冲突而否定债权人会议的作用及其存在的价值,立法者所应该做的是对其功能、职权和履职程序进行适应性修正。

Study on the Procedure of Creditors’ Meeting for Bankrupt Financial Institutions

As an autonomy of the entire creditors,the creditors’ meeting is both an interests balancer and a selfgoverning organization which is able to integrate creditors’ minds and actions,and keep bankruptcy procedures process in order.Financial institution bankruptcy is a branch of the corporate failure.The particularity of financial institutions determines differences between its creditors’s rights and the creditors’s rights in common business bankruptcy,and the contents and limitations in exercising their rights.Those factors generate conflicts with the function,resumption procedure and value target of traditional creditors’ meeting.But we can’t deny the functions and importance of the creditors’ meeting.What the legislators should do is to revise its fuctions,duties and processes properly.