对我国信用制度法治化关键性问题分析与建议

信用缺失已对我国市场经济法治化建设提出了严峻的挑战,同时亦使消费者对法律滋生了一定的信用危机.尽管我国已在局部启动了一些信用提供与管理体系,但是这种缺乏法律支撑信用体系却是相当脆弱的,同时由于我国法律规则之间本身就存在有一些内生的与信用法律制度不和谐之处,这更加剧了我国信用缺失的现象.因此,从法律规则的层面对我国信用管理与经营体系提供支撑已成为我国经济法治化建设中紧要的一环.

On Key Issues of the Rule of Law of Chinese Credit System

Shortage of creditworthiness has presented great challenge to Chinese construction of rule of law. Meanwhile, it also has given rise to crisis of creditworthiness for the customers. Though some systems of credit provision and management have been initiated, yet in want of the support of law, this credit system is very weak. Furthermore, owing to some inner conflicts that stand between legal rules, which worsen the crisis of creditworthiness. Therefore, it is an indispensable aspect to support the construction of credit system from the angle of law.