我国农村民间金融发展中存在的问题及对策

虽然农村民间金融在我国农村有其存在的客观必然性,但目前在我国农村民间金融发展中还存在着许多问题,比如民间借贷的利率失控、农村民间金融潜伏着较大的金融风险、容易产生经济纠纷、国家宏观调控难等。因此,规范和发展农村民间金融,应采取相应的对策,使其能够良性发展。

Problems and Countermeasures of China's Rural Nongovernmental Finance Development

It is of objectively inevitability for nongovernmental finance to exist in rural areas of China.But it develops with some questions,such as uncontrollable interest rate,financial risk and economic knottiness,hard macro-control and legal protection.In order to make it sound development we must adopt the countermeasure to supervise it.