论贷款诈骗罪的司法认定

随着我国市场经济的不断发展,涌现出许多金融业务犯罪活动。贷款诈骗罪是一种在实践中发案较多、破坏性极强、危害后果特别严重的一种金融诈骗犯罪,严重破坏了我国的金融秩序。但是由于立法上的原因以及刑事司法中的不同认识,在理论界和实务界对贷款诈骗罪的理解仍存有不少争议。文章对贷款诈骗罪的概念和司法认定问题进行了初步探析,以期服务于刑事立法和司法实践。

On Judicial Identification of Loan Swindle

With the continuous development of the market economy, a number of criminal activities in financial services appeared. The crime of swindling loan is a greater incidence in practice, highly destructive, the financial fraud crimes with serious results, which seriously damages our country＇s financial order. However, due to legislative reasons, as well as the different criminal justice awareness, there is still argues on the theoretical and practical understanding of the crime of swindling loan. The article discusses the concept and the judicial identification of the crime which hopes to serveng the criminal legislation and judicial practice.