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中国小额贷款公司的作用与发展策略研究
引用本文:董鹏,张晓,储冠群.中国小额贷款公司的作用与发展策略研究[J].中国发展,2012,12(4):22-27.
作者姓名:董鹏  张晓  储冠群
作者单位:1. 卡莱(梅州)橡胶制品有限公司计划部,广东梅州,514759
2. 浙江海洋学院经济管理学院,浙江舟山,316000
3. 湖南大学法学院,湖南长沙,410012
摘    要:该文分析了小额贷款公司的作用,指出其面临着性质定位、监管体制、资金来源、经营风险和技术支撑等方面的约束,提出了制定相应的法律法规,采取健全制度、改善发展环境以及创新经营模式等政策建议。

关 键 词:小额贷款公司  制约因素  指导意见  发展策略

The Action of China's Small Loan Companies and its Developmental Strategy
Dong Peng , Zhang Xiao , Chu Guanqun.The Action of China's Small Loan Companies and its Developmental Strategy[J].China Development,2012,12(4):22-27.
Authors:Dong Peng  Zhang Xiao  Chu Guanqun
Institution:1.Carlisle(Meizhou) Rubber Manufacturing Co.,Ltd,Meizhou Guangdong Province514759,China; 2.Zhejiang Ocean University School of economics and management,Zhoushan Zhejiang Province316000,China; 3.Law School of Hunan University,Changsha Hunan Province410012,China)
Abstract:This paper analyzes the action of small loan companies, pointing out the constraint factors, which negatively impact its sustainable development, including positioning, supervision, funding, operation risks and technical support. The relevant measures to improve the healthy development of small loan companies are raised in the paper.
Keywords:small loan company  constraint factors  guidance  developmental strategy
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