“The Color of Money” revisited: Racial lending patterns in Atlanta's neighborhoods

Abstract

In 1988, the Atlanta Journal‐Constitution published “The Color of Money,” an influential series examining mortgage redlining in Atlanta. The articles documented wide lending disparities between white and black neighborhoods of similar income levels. Given sweeping changes in housing finance since 1988, we seek to determine whether Atlanta's racial geographic disparities in mortgage lending have changed.

Analysis of 1992 to 1996 Home Mortgage Disclosure Act data reveals slight improvement. Atlanta's depository lenders made 4.2 times as many conventional home purchase loans per owner‐occupied unit to middle‐income white neighborhoods as they did to middle‐income black neighborhoods; a decade earlier, this ratio was 5.2. Nondepositories post lower ratios, particularly for Federal Housing Administration‐insured loans, but this market segment raises concerns because of potential abuses. By the indicator of most enduring theoretical and policy interest—conventional home purchase lending by depositories—the patterns that aroused concern a decade ago are still evident today.     

Does Money Buy Votes? The Case of Self-Financed Gubernatorial Candidates, 1998–2008

Because campaign spending correlates strongly with election results, observers of American politics frequently lament that money seems to buy votes. However, the apparent effect of spending on votes is severely inflated by omitted variable bias: The best candidates also happen to be the best fundraisers. Acting strategically, campaign donors direct their funds toward the “best” candidates, who would be more likely to win even in a moneyless world. These donor behaviors spuriously amplify the correlation between spending and votes. As evidence for this argument, I show that (non-strategic) self-financed spending has no statistical effect on election results, whereas (strategic) externally-financed spending does.     

A New Progressive Coalition? The European Left in a Time of Change

This article examines changing patterns of voting for parties on the left in the UK and Europe. It shows that while combined support for social‐democratic, left and Green parties remains strong, the composition of the left's electorate has radically changed. Increasingly, left parties rely on a coalition of new middle‐class voters and traditional and new working‐class constituencies. This coalition is relatively cohesive on questions of economic redistribution, but divided on social and cultural issues. Recent instability in Labour's electoral coalition reflects broader structural trends facing left parties across Europe.     

(The) Erasure – Mass Human Rights Violation and Denial of Responsibility: The Case of Independent Slovenia

The case of the erased residents of Slovenia – when approximately 18,000 people who were mostly of Serbian, Croatian and Bosnian ethnicity, were erased from the permanent residence registry of the Republic of Slovenia – represents one of the most severe cases of administrative ethnic/racial discrimination and human rights violations in the post-communist East and Central Europe outside the conflict area. The erasure caused “civil death” of the people who were affected by the measure, depriving them of civil, political, social, and economic rights. In 2007, 4 years after the 2003 Constitutional Court decision, declaring the 1992 erasure an unconstitutional act of the state and requiring the legislator to adopt measures to reinstate the statuses of the erased people, the problem remains unsolved and unaddressed both systemically and individually, and the situation of erasure persists. This article presents the case and analyses of the framework that made the erasure possible in terms of the preparation of the majority of Slovenes to accept and even support the violations and politicians to renounce their political responsibility to those who have lost the right to have rights. This article is based on the insights of the research project Contemporary Citizenship: Politics of Inclusion and Exclusion (2000–2003) led by Vlasta Jalušič. The analysis of the case of erased was published in Jasminka Dedić, Vlasta Jalušič, and Jelka Zorn (eds.), The Erased: Organized Innocence and the Politics of Exclusion, translated from Slovenian by Olga Vuković and Marjana Karer (Ljubljana: Peace Institute, 2003), at . The authors wish to thank the anonymous reviewer for the extensive and most helpful comments.

---

Motivated to Adapt? The Role of Public Service Motivation as Employees Face Organizational Change

Researchers concerned with organizational change have consistently emphasized the role that the work environment plays in employee acceptance of change. Underexamined in the public management literature, however, is the role that employee values, particularly public service motivation (PSM), may play in employee acceptance of change. Some scholars have noted a positive correlation between employee PSM and organizational change efforts; this article extends this work by attempting to isolate the mechanisms that explain this relationship. Using data from a survey of employees in a city undergoing a reorganization and reduction in workforce, the authors find that only employees who scored high on a single dimension of PSM—self‐sacrifice—were more likely than others to support organizational change. Rather than support changes for their potential to improve public service, this finding suggests that employees with higher PSM may simply be less likely to resist changes that might disadvantage them personally.     

Do Voters Follow? The Effect of Party Cues on Public Opinion During a Process of Policy Change

A large body of literature has demonstrated how citizens use party endorsements when shaping their policy opinions. However, recent studies question the centrality of party cues in shaping public opinion. This study advances the literature with a four‐wave panel survey design that measures citizens’ policy opinions before, during and after a controversial policy proposal to ban street begging was made by the Norwegian government in 2014. Two main findings inform previous work. First, voters are modestly affected by party cues as the proposition turns salient. Second, when a party shifts their policy position on a highly salient issue, voters do not automatically shift their opinions accordingly. Thus, the magnitude and direction of opinion change in the electorate indicate that party cue effects are modest and that instead of polarizing patterns across time parallel publics moving in the same direction independent of party cues are detected. These findings demonstrate that under some conditions, voters’ opinion formation is less dependent on partisan elites than much of the previous work indicates.     

New Executives from Inside or Outside? The Effect of Executive Replacement on Organizational Change

This article investigates how executive succession influences the comprehensiveness of structural changes pursued by public organizations. Executive successions are important events for organizations that provide salient opportunities for introducing organizational change, yet little research has analyzed this relationship. The author argues that the less familiarity a new executive has with the organization and the field in which it works, the more likely it is that comprehensive organizational change will take place. Empirical results from quantitative analyses of executive succession events in Danish municipalities from 1984 to 2000 confirm this. Interestingly, the degree to which new practices are legitimized moderates the findings. Inside successors are more likely to conduct comprehensive structural changes after new practices receive normative and regulatory legitimacy. The article contributes to the literature on executive succession by highlighting how it is an antecedent to different types of organizational change. Contributions to practitioner and public management research are discussed.     

Conformity in Groups: The Effects of Others’ Views on Expressed Attitudes and Attitude Change

Two experiments demonstrate the powerful influence of others’ views on individual attitudes and attitude expression. Those around us can influence our views through persuasion and information exchange, but the current research hypothesizes that exposure to alternate views even without discussion or exchange of persuasive arguments can also alter what attitudes are expressed, and even generate long term shifts in attitudes. In an initial study, naïve participants were asked their attitudes on a range of standard survey items privately, publicly in a group with trained confederates, and again privately following the group setting. Findings indicate significant attitudinal conformity, which was most pronounced when participants were faced with a unanimous (versus non-unanimous) group. The group experience continued to influence participants’ views when they were again asked their views in private. A second experiment varied whether participants heard views from live confederates or via computer, demonstrating that these effects could not be attributed only to issue-relevant information provided by or inferred from group members, and that attitude change persisted long after participants had left the laboratory. In summary, when people are asked their attitudes publicly, they adjust their responses to conform to those around them, and this attitude change persists privately, even weeks later. Accordingly, such purely social processes of attitude change may be every bit as important as more traditional cognitive informational processes in understanding where people’s political attitudes come from, and how they may be changed.     

The Finnish Think Tank Landscape – A Mixture of Consensualism and Adversity?

As a common feature of Nordic countries, the Finnish landscape of thinks tanks has been populated by large corporatist interest organisations and government-funded research organisations. In addition to this, since 2005, party-affiliated think tanks form a notable part of the picture. Recently, several small think tanks that are oriented towards specific themes, such as international relations, the environment and feminism, have been founded. This article examines Finnish developments in the field of think tanks with two objectives. First, it gives a general overview of the Finnish think tank landscape. Second, by using interview data and public mission statements of the most prominent think tanks, it explores how these organisations see their role in Finnish society. What is their relationship with media and the political machinery, and how does this relate to their position and activities as either consensual or adversarial actors? It is concluded that redeeming the place of think tanks in the Finnish polity is a continuing challenge, and resorting to adversarial tactics is not a favourable way to do so. This approach has mostly been attempted by neoliberal think tanks that, in the past, have also profited from corporatist structures to enhance their objectives.     

The Genealogy of Colonial Plunder and Erasure – Israel's Control over Palestinian Archives

The essay discusses one characteristic of colonial archives – how the ruling state plunders/loots the colonized’ archives and treasures and controls them in its colonial archives - erasing them from the public sphere by repressive means, censors and restricts their exposure and use, alters their original identity, regulates their contents and subjugates them to colonizer’s laws, rules and terminology. It focuses on two archives plundered by Israel in Beirut in 1980s: the Palestine Research Center and archive of Palestinian films. The essay continues my earlier research on Palestinian visual (and other) archives taken as booty or looted by pre-state Jewish military organizations and soldiers or civilians in the first half of the twentieth century, especially during the Nakba (the Palestinian catastrophe, 1948), and later by Israel’s military bodies. It analyzes the plunder itself while focusing on the power relations reflected toward the hybrid gazes of the colonizer and the colonized and discusses colonial features of military archives holding and controlling seized materials. While colonial museums have been largely discussed, and also archives holding colonial history, this is one of the first essays to discuss features of colonial archives holding plundered archives/material.