‘That wicked rule,that evil doctrine … ’: Reforming the Law on Disclosure in Insurance Contracts

The Consumer Insurance (Disclosure and Representations) Act 2012, which abolishes the consumer assured's duty to volunteer information, heralds the first successful outcome of the English and Scottish Law Commissions current insurance contract law reform project. This paper outlines the defects of the common law duty of disclosure which the Law Commissions sought to address. It goes on to consider why previous legislative attempts failed, the self‐regulatory measures introduced by the insurance industry as a means of resisting earlier pressure for statutory intervention, and how that resistance broke down. Finally, it examines the scope of the 2012 reforms and the current consultation being undertaken in respect of the duty of disclosure in relation to business insurance. It concludes by assessing the significance of the statute in providing a necessary impetus for future insurance law reforms.     

“Bubbles”—A Spot Diagnosis

Abstract: Aspiration of blood is a phenomenon observed in violent and natural death scenarios. Bloodstain patterns evolving from expectoration of aspired blood may look suspicious of a violent genesis and thus mislead crime scene investigators. In the present case, a woman was found lying in a pool of blood on the kitchen floor. Furthermore, bloodstains covered her face, clothing, and surrounding furniture and walls. Bloodstain pattern analysis and medicolegal inspection of the suspected scene of crime were carried out and revealed dispersed stains with enclosed gas bubbles in the absence of signs of physical violence leading to the assessment of a natural manner of death. The bloodstains were attributed to expiration of blood because of an internal bleeding. Medicolegal autopsy confirmed the on‐site diagnosis as a fatal esophageal varix rupture was found.     

Hanging — A review

A study of 201 cases of death due to hanging, 95% being suicidal in nature and 5% being accidental; in addition there was one judicial hanging. The majority of deaths were in persons over 50 years of age, males predominating particularly in the 50 – 60 age group. In contrast to the Registrar General's annual returns for suicide which show a steady decrease over the past 20 years, deaths due to hanging have increased considerably, particularly in the last decade. This trend could be related to the dramatic fall in carbon monoxide poisoning and more circumspect prescribing of barbiturate drugs.     

Lord Woolf's Access to Justice: Plus ça change…

The one great principle of the English law is to make business for itself. There is no other principle distinctly, certainly and consistently maintained through all its narrow turnings. Viewed by this light it becomes a coherent scheme, and not the monstrous maze the laity are apt to think it. Let them but once clearly perceive that its grand principle is to make business for itself at their expense, and surely they will cease to grumble. (Dickens, Bleak House, Ch XXXIX)     

修正与事件:《克里斯蒂娜女王》与女性神话

英国剧作家帕姆·杰姆斯于20世纪70年代创作了传记体戏剧《克里斯蒂娜女王》。该剧解构了自由浪漫的瑞典女王形象,并以流动的性属身份取代历史名人传记中的本质主义女性观。本文试图将女性主义和文学事件进行结合,探讨《克里斯蒂娜女王》如何借助修正的写作策略改写女性神话,推动文学事件的传承和发展,消解女性文学创作缺乏原创性与独特性的偏见。女王克里斯蒂娜一度被视作骁勇善战、天资过人的传奇人物,却在通往母亲身份的入口处踱步徘徊,揭示出惧母症是导致女性在家庭与职业之间摇摆的心理诱因,呼吁传统性别分工的价值重估与角色再议。     

Woman's Right to Know Act: a legislative history

This article provides a comprehensive legislative history of North Carolina's Woman's Right to Know Act of 2011. The Act requires informed consent and a mandatory twenty-four hour waiting period for abortion, thus protecting a woman's right to make an informed choice. Informed consent provisions and mandatory waiting periods give individuals making decisions the information and time necessary to make informed choices. The Act further provides that an ultrasound be performed and explained no less than four hours and no more than seventy-two hours before the abortion. The article first provides a brief overview of sources of legislative history recognized in North Carolina. It then details the history of the Woman's Right to Know Act, from the first informed consent bill introduced in 1981, to the passage of the 201l law, and to the federal court case that followed. Finally it provides specific objections that were raised against the bill and responses to each. Legislators considering similar legislation need to be aware of the opposition they inevitably will encounter when passing such a bill. The author expects that this history and the ultimate success of North Carolina will encourage other states' legislators and lawyers and give them the tools to make their case effectively.     

Youth Gangs — A Special Problem

Beginning in the mid-1980s, some youth gangs with origins in the large urban centers of Los Angeles, Miami, Chicago, Detroit, and New York, became major criminal entrepreneurs in the supply of illicit drugs. In a very short time, many of these gangs have developed intrastate and interstate networks for the purpose of expanding their highly profitable participation in the state, regional, and national illegal drug sales market. Significant levels of violence and related criminal behavior have accompanied this phenomenon. Youth have always been distributors and sellers of drugs within their local peer groups, whether these groups were informal or organized as “gangs.” Most youth who are involved with illicit drugs have not had direct contact with drug dealers. Their street, school, or neighborhood suppliers have been friends and acquaintances. The onset of domestically-produced drugs or drug compounds presented an opportunity for youth to be in control of the supply. Domestically grown marijuana represented such an opportunity. Clandestine laboratory-produced methamphetamine and PCP increased it. And, finally, domestically-manufactured “crack” or “rock” cocaine opened the floodgates for serious youth participation in the huge profits available through illicit drug trafficking.