农业保险立法问题研究

农业保险作为现代农业可持续发展的三大支柱之一(农业科技、金融、保险),为世界各国所重视,成为农村经济的"稳定器"和"助推器".农业保险由于在保险标的、可保风险、保险利益、理赔等方面有其特殊性,决定了应建立专门的农业保险法律制度.我国在农业保险的制度构建中应特别谨慎,首先应对农业保险进行准确定性;其次应充分考虑我国的国情合理确定立法宗旨;再者应总结以往办理农业保险的经验与教训,对政府在农业保险中的功能作用准确定位:最后政府还有必要在现有的保险监管机构下面设置专门农业保险监管机构对农业保险进行监管.     

Self-mutilation and private accident insurance

During the past few years in the Federal Republic of Germany, there has been a continuous increase in deliberate self-inflicted damage with the aim of defrauding insurance companies. This paper concerns itself with amputations of the finger(s) caused by axes, electric saws, and blunt force. The difficulty of proving an intentional injury is shown, and suggestions for a procedure for making a report are given.     

一起船舶保险合同纠纷案

保险合同中保险人的责任限制、免责权利等条款的告知,以保险单背面的书面告知为限;保险人保险赔付前,没有权利和义务参加船舶碰撞纠纷案的诉讼;碰撞损失数额的确定,依具体案情而定。