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This paper examines the elected versus appointed commissioner dichotomy from a market value perspective. Previous empirical analysis tends to concentrate on rates rather than examining the impact on shareholders' wealth. We examine life insurance industry data during the period surrounding the passage of California's Proposition 103. The primary impact of the referendum on life insurers is to change the method of commissioner selection from appointment to popular vote. We find that this change significantly reduced the value of life insurers doing business in California. This result is consistent with the recent findings of Boyes and McDowell (1989) and Smartt (1994) using alternative evaluation procedures for firms in other regulated industries. This implies that the change to a popular election of commissioners either increases the level of risk and/or decreases the expected cash flows of regulated firms. 相似文献
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Children can be unreliable witnesses, and they are especially vulnerable to questionable interview practices. However, in some crimes like child sexual abuse, children may be the only person capable of providing testimonial evidence. States must balance the needs of bringing criminals who target children to justice and ensuring that due process is upheld to reduce the chances of false convictions. The Office of Juvenile Justice and Delinquency Prevention has published a set best-practices for the interviewing of children to achieve this balance. This article conducts a statutory analysis to determine if states are currently following the recommendations of the OJJDP. 相似文献
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In a recent Public Opinion Quarterly article “Is the Academy a Liberal Hegemony?,” John Zipp and Rudy Fenwick pit themselves against “right-wing activists and scholars,” citing our scholarship (Klein and Stern in Academic Questions 18(1): 40–52, 2005a; Klein and Western in Academic Questions 18(1): 53–65, 2005). Here, we analyze Zipp and Fenwick’s characterization of our research and find it faulty. We, then, turn to their self-identification “liberal vs. conservative” findings and show they concord with our analysis. If one feels that it is a problem that humanities and social science faculty at 4-year colleges and universities are vastly predominantly democratic voters, mostly with views that may called establishment-left, progressive, or status-quo oriented, then such concerns should not be allayed by Zipp and Fenwick’s article. We commence the article with a criticism of the “liberal versus conservative” framework because it is the source of much of the confusion surrounding controversies such as the one over the ideological profile of faculty. 相似文献
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