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31.
Refractive indices of seven double‐paned vehicle windshields were measured to assess the variation across the pane of glass and to evaluate collection techniques for known glass standards by comparing false negative rates. Measurements were made using a Foster and Freeman GRIM3 instrument, and a minimum of 240 measurements were made per pane. The mean SD of the windshields was 0.00004. It was further determined that collecting a known sample from two different sections of a shattered windshield gave the lowest rate of false negatives when using ± 2 standard deviations to estimate the RI variation of the known glass. Additionally, refractive indices often were highest in the center of the windshield and decreased toward the left and right edges; in approximately half the sample set, the two panes of a single windshield were differentiated by one or more properties.  相似文献   
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Conservation of indigenous heritage is closely associated with the political and social position of the indigenous people in society. In order to understand the ongoing debate and changing perspectives on indigenous heritage, study of the growth of American Indian communities and their relationships with the U.S. government is crucial. Therefore, this article examines the federal policies and programs and the political dynamics presented in conserving indigenous heritage by reviewing Indian policy developments within the past two decades. American Indians did not possess ownership of their own cultural heritage and could not participate in the administration and formation of legal protection for heritage conservation. Policy changes have been influenced by the evolving roles of American Indian communities; this article explains how tribes finally became a partner in heritage conservation efforts.  相似文献   
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In lore and literature, footbinding is thought to have been maintained by its erotic attraction for Chinese men. Interviews with hundreds of living village and small-town women who were footbound in their childhood prove this to be an unsustainable myth. In addition to my extensive fieldwork in many Chinese regions, graphic and portable erotic art, and classical erotic novels all reveal a low level of sexual attentiveness to bound feet and shoes even among the literate. Since most commoner marriages were arranged by parents, and since Chinese mothers-in-law were unlikely to seek sexually distracting brides for their sons, it is clear that while Chinese culture produced some bound foot fetishists, the erotic aspect of the practice was of minimal, if any, importance to the huge population of ordinary couples. This finding clears the way for more effective explanations of its remarkable endurance and spread.  相似文献   
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Abstract

Automated underwriting (AU) systems have become the tool of choice in mortgage lending decisions. While these systems provide significant benefits to mortgage originators and investors, questions have been raised about their impact on underserved populations. The questions focus on the relative accuracy of AU compared with manual underwriting and whether AU has increased the flow of mortgage credit to underserved consumers.

Using information from Freddie Mac's Loan Prospector AU service, we provide statistics useful in examining these issues. The data strongly support our view that AU provides substantial benefits to consumers, particularly those at the margin of the underwriting decision. We find evidence that AU systems more accurately predict default than manual underwriters do. We also find evidence that this increased accuracy results in higher borrower approval rates, especially for underserved applicants.  相似文献   
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This is a comment on how environments apparently favourable to open-ended and exploratory research, as across disciplines, can turn out to be rather otherwise. Social anthropology is the discipline in question here, and the current rhetoric of interdisciplinarity the source of some (new) problems.  相似文献   
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Accurately predicting revenue growth is nearly impossible. Predicting the peaks and valleys of the business cycle is even more hopeless. This matters because tax revenues are largely driven by economic growth. Volatile, unpredictable revenue growth causes all sorts of unpleasant responses on the part of governments, most commonly manic-depressive patterns of spending and taxing. Fortunately, modern financial economics gives us a set of tools that can be used to manage volatility. This article shows how such tools can be used to inform fiscal decision making. The focus here is state governments, but the analysis applies to all jurisdictions that face hard budget constraints and therefore must balance spending increases against revenue growth.  相似文献   
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