Building assets to reduce vulnerability: microfinance provision by a rural working people's union in Mexico

Proyecto Tequisquiapan (PT) provides protective microfinance services in a small region of rural Mexico, including, importantly, open access to deposit facilities. The authors report on new research which examined PT's record in enabling people with different degrees of vulnerability to build assets and protect themselves from both sudden shocks and more predictable demands for lump sums of cash. Proyecto Tequisquiapan was found to be relatively more useful for the most vulnerable households. Its successes rely on its small scale and on the commitment of its staff, whose salaries are subsidised, to innovation and experimentation in order to remain relevant to members' changing and differentiated financial lifeworlds. This stands in contrast to the current trend towards large‐scale commercialised microfinance. The World Bank, the authors argue, should take note.     

Latino politics—class struggles: Reflections on the future of Latino politics

Abstract

This paper is a set of reflections about the future of Latino politics in the United States. All politics built around an identity presuppose the reality of that identity. In this paper, I examine the structural and ideological barriers to Latino identity formation and the structural commonalities that shape the experiences conducive to Latino identity formation. After I outline the major divisions in the “Hispanic"/Latino population, I present a theoretical analysis of identity formation and the functions of identity politics, theorizing the ways in which the characteristics of this population foster or hinder the development of Latino identity. The main argument of this paper is that preferences for and debates about ethnic labels/identities and ethnic claims often mask class divisions and class‐based grievances within this population, and that recognition of the relationship between class location, identity formation and identity politics might be a necessary step for the development of successful Latino workers’ politics.     

Behavioral Cues to Deception vs. Topic Incriminating Potential in Criminal Confessions

Coding statements of criminal suspects facilitated tests of four hypotheses about differences between behavioral cues to deception and the incriminating potential (IP) of the topic. Information from criminal investigations corroborated the veracity of 337 brief utterances from 28 videotaped confessions. A four-point rating of topic IP measured the degree of potential threat per utterance. Cues discriminating true vs. false comprised word/phrase repeats, speech disfluency spikes, nonverbal overdone, and protracted headshaking. Non-lexical sounds discriminated true vs. false inthe reverse direction. Cues that distinguished IP only comprised speech speed, gesticulation amount, nonverbal animation level, soft weak vocal and “I (or we) just” qualifier. Adding “I don't know” to an answer discriminated both IP and true vs. false. The results supported hypothesis about differentiating deception cues from incriminating potential cues in high-stakes interviews, and suggested that extensive research on distinctions between stress-related cues and cues to deception would improve deception detection.