Households’ Willingness to Pay for Health Microinsurance and its Impact on Actual Take-up: Results from a Field Experiment in Senegal

Abstract

Community-based health insurance schemes (CBHIS) have been present in the region of Theis, Senegal, for many years. Yet, despite the benefits they offer, take-up rates remain low. This article measures the willingness to pay (WTP) for CBHIS premiums in such a context; our results highlight the role of income, wealth and risk preferences as determinants of WTP. We also provide an analysis of the predictive power of WTP on the actual take-up of insurance following our offering of membership to a sample of 360 households. Results show that WTP has a positive and significant impact on actual CBHIS take-up.     

Economic Crises,Crisis of Labour Law? Lessons from Weimar

Labour law has been thrown into turmoil in many large industrialized countries with democratic tradition and market economies. In fact, rapid economic globalization resulted in an irremediable decline in collective bargaining in most of the states that entered into the sphere of Anglo-Saxon capitalism. On a first reading, the financial crisis of 2008 exacerbated this retreat of labour law back to its initial individualist and contractual forms. In analysing the contemporary crisis of labour law, the historical-comparative method can be highly fruitful, especially if one considers the precedent of the economic crisis of 1929. On this basis, I first consider an influential text by Hugo Sinzheimer on the ‘crisis of labour law’ in Weimar Germany and a study by Otto Kahn-Freund on the changing function of labour law in the same context. These works can be connected to the concept of the ‘labour constitution’, which Max Weber notably developed in an empirical sense, and which finds its extension in the later works of Thilo Ramm, a labour scholar of international reputation.     

Reconstruction of the state: Lobbying against political corruption in the Czech Republic

High level of distrust in political elites accompanied with a strong perception of corruption in Czech Republic has led to an increase of several anti‐corruption nongovernmental organisations' activities. About 18 organisations have created in 2013 an open coalition and established a project called “Reconstruction of the State” (Rekonstrukce státu). This project is oriented towards political parties and political elites to lead them to adopt nine anti‐corruption legislative proposals. This paper analyses how the project operates in its formal and informal aspects, which communication means are preferred and how the lobbyists interact with the politicians and political parties. Apart from the analysis of publicly available pieces of information from the project's website and official printed materials, semistructured interviews with activists and field research were performed. It can be seen that Reconstruction of the state has been most successful regarding agenda‐setting, but in the context of the legislative process, it has to face many obstacles either from legislators themselves or competitors with different goals.     

Corporate values of the 25 largest European banks: Exploring the ambiguous link with corporate scandals

Corporate value statements communicate what a firm aspires for and what drives their value creation. In addition, corporate values often also define which behaviors are acceptable and which are not. Ideally, corporate values are representations of a firm's informal corporate values and organizational culture. However, in practice, there is an inherent tension between the aspirations and actual values and ensuing behaviors of and within a firm—let alone the potentially different interpretations of abstract corporate value statements. In this paper, we set out to provide more clarity on what corporate values are, how they are inherently ambiguous, and how in practice they compare to firm involvement in scandals. For this purpose, we study the corporate values of the 25 largest European banks after the financial crisis. “Integrity” appeared to be the most common value among the 25 banks, followed by “customer focus.” Nonetheless, over the past 6 years, 15 out of the 25 studied banks were involved in one or more scandals. Scandals can be systematic or caused by rogue employees, and benefitting the firm or their customers—in the latter case, providing an interesting interpretation of the customer focus value. Additionally, we found that courage or its synonyms were barely mentioned among banks' corporate values, potentially providing an additional explanation for the fast size of the financial crisis. Finally, we found that banks that had inclusive social principles such as respect, solidarity, and equality did not face large-scale scandals.     

Addressing fragmented government action: coordination,coherence, and integration

Solving complex problems is a challenge faced by many governments. Academic and practical discussions on how to solve said problems look at policy integration as a solution to the negative implications that fragmented government actions have on addressing public problems or providing public services. Notwithstanding important recent contributions, we still lack a precise understanding of what policy integration is, an explanation of how it differs from other “solutions” to complex problems, such as coordination or policy coherence, and a practical operationalization. In this paper, we argue that coordination, coherence, and integration are related but substantively different concepts. We offer a new way of understanding and observing policy integration in a manner that is theoretically distinguishable from policy coordination and coherence and empirically observable. We argue that policy integration is the process of making strategic and administrative decisions aimed at solving a complex problem. Solving this complex problem is a goal that encompasses—but exceeds—the programs’ and agencies’ individual goals. In practical terms, it means that, at every moment of the policy process, there is a decision-making body making decisions based on a new logic—that of addressing a complex problem.     

A syndicalist moment? Democracy,insurgent unionism,and the ‘Outlaw Strike’ of 1920

This article considers World War I era labor insurgency through an examination of the 1920 ‘outlaw’ switchmen’s strike, one of the largest rank-and-file revolts of the postwar strike wave. Drawing upon Bureau of Investigation surveillance reports, the article argues the strike represented not so much an expression of a ‘syndicalist impulse’ as a struggle over the definition of the new unionism and the ideological legacy of the war. Inspired by the wartime rhetoric of Americanism and industrial democracy, pressed by the rising cost of living, and frustrated with the failure of the state and their parent unions to deliver living wages, the insurgents briefly succeeded in building democratic, cross-craft unions. The rebel unionists failed, but the ‘Outlaw Strike’ arguably was as important as the later and larger 1922 national shopmen’s strike in the way it highlighted issues of wages, union democracy, and employee representation.     

Addressing suicidal ideations through the realization of meaningful personal goals

A personal goal intervention program was offered to early retirees aged 50 to 65 years with the objective of increasing their subjective well-being. The program was aimed at helping the participants set, plan, pursue, and realize their personal goals. A subsample of 21 participants with suicidal ideas was identified from a larger sample (N = 354) of retirees living in the community who took part in the study to evaluate the program. The experimental (n = 10) and control (n = 11) groups were compared on their answers to 16 goal and psychological well-being questionnaires. By the end of the program, the experimental group had improved significantly more than the control group on hope, goal realization process, serenity, flexibility, and positive attitude toward retirement. The levels of depression and psychological distress significantly decreased. These gains were maintained 6 months later. The positive results obtained from this study could lead to an innovative way to help people with suicidal ideations.     

Welfare and state centralisation

The expansion of the welfare state is said to have led to the direct involvement of local government in the provision of social services. Increased participation of local government in welfare services would furthermore produce a centralisation of power. In this article, the above sequence of links is investigated in eight West European countries. One observes no strong correlation between the level of welfare provision and the level of state centralisation. But this absence of links results from two strong associations: one positive between welfare effort and local government involvement, and the other negative between the latter and state centralisation.     

Comptes Rendus Book Reviews

This article follows the efforts of white settlers to impose cotton as an export crop in Natal and Zululand. Touted as a commodity capable of remaking land and life in the region in the 1850s, the 1860s, and again in the 1910s and 1920s, cotton never achieved more than marginal status in the region's agricultural economy. Its story is one of historical amnesia: although faith in the region's cotton prospects dipped following each spectacular failure, it was routinely resurrected once previous failures had been accounted for, or memories of them had faded.

Two crucial issues are at the centre of this episodic history. First, I explore the logistics of planned expansion, and the reasons for the repeated collapse of cotton-growing schemes. Second, I unravel the side effects of these difficult and disappointing efforts and argue that, despite repeated failure, cotton facilitated important structural changes to the region's agricultural, political and economic landscape.