This study examines the impact of loan officer characteristics on repayment rates of microfinance borrowers in Mexico applying multilevel analyses, with special attention to the impact of the gender of the loan officer on default rates. The results strongly suggest that loan officers play a crucial role in improving repayment rates in microfinance and that male loan officers are better able to induce borrowers to repay than female loan officers. This may be because men exert authority over women and face fewer problems working late, travelling through unsafe places, and combining a position as counsellor with enforcing repayment. 相似文献
This article examines subnational actors’ engagement with the European Union's structural funds, and whether these actors are significant in this policy sector. It examines this question by comparing one French regional council with one set of Scottish local authorities. It concludes that there are considerable similarities between the subnational actors studied, in spite of differences in their location and the constitutional structure within which they are located. The subnational actors have unilaterally developed a capacity for engaging in the policy sector. In both cases, however, this engagement is not evidence of a ‘by-passing’ of the central government. Instead, the subnational authorities have worked alongside central government departments to achieve their goals. 相似文献
Scientists and other experts have long expressed concern about protecting the environments of other planets from human contamination. Their objective is to preserve those environments for the search for indigenous life and other scientific research that human contamination could confound or even preclude. Within the past few years, the United States has embarked on plans to extend human presence to other planets—notably, Mars, where the search for indigenous life is focused at present. Other countries may eventually have this goal as a long-run objective. Current international and national policies to protect other planetary environments are limited almost exclusively to governance of robotic exploration and do not address measures to be taken during activities conducted by humans. This article borrows from the domain of environmental policy to suggest the concept of environmental sustainability as a possible framework to mediate conflicting objectives associated with extending human presence in space. A key conclusion is that defining a balancing test to achieve sustainability requires more systematic and thorough discussion of rationales for an extended human space presence—a difficult but necessary dialog for achieving the stated goals of planetary protection. 相似文献
Researchers continue to demonstrate the significant physical and mental health consequences to women who experience intimate partner violence (IPV) and children exposed to IPV. However, more research is needed to examine group interventions that support mothers, their children, and the parent-child relationship in the aftermath of IPV. We analyzed data provided by women who participated in a 12-week parent group. The objectives of the parent group were for mothers to better understand their children’s developmental experience of IPV and to break the secret of domestic violence in their family. The sample included 15 women who completed the group and the baseline, midpoint, and endpoint surveys. Eleven of these women also completed a semi-structured interview three months following the group. Survey items and interview topics focused on group process and outcomes. Women reported the group helped them feel less alone in their experience of IPV and they valued having a space to learn and discuss new concepts that related to their experiences and their children’s experiences of IPV. They reported more confidence in identifying their child’s feelings and being a safe person to whom their children could express their anger. Women also reported they developed greater coping and communication tools, and a strengthened mother-child bond, through group participation. Group interventions are an important format for learning and sharing for some mothers who have experienced IPV, though more evaluation is needed on what components of these group interventions are the most supportive of mothers’ healing and growth.
Based on the idea that overpaid people are in conflict between hedonic principles (i.e., what makes them pleased) and what
they believe to be right, two studies tested the hypothesis that it should be relatively difficult for people to make satisfaction
judgments regarding outcomes in which they are being advantaged. In line with this hypothesis, Study 1 demonstrated that response
latencies of satisfaction judgments were longer when participants were being overpaid, compared to when they were underpaid
or equally paid. Study 2 extended these findings by demonstrating that people required more time to make satisfaction judgments
when they were overpaid in the context of a close relationship (i.e., in which the conflict between hedonic and concerns for
the other’s need should be stronger) than when overpaid in the context of a non-close relationship. Theoretical implications
regarding the social-cognitive processes underlying reactions to overpayment are discussed. 相似文献
Noah Feldman's 2008 book, The Fall and Rise of the Islamic State , provides a sweeping review of the constitutional history of the Islamic polity that connects the past to developments in the Middle East today. The Ottoman Empire is vital to his argument. This essay critically evaluates Feldman's treatment of the Ottoman period, within the larger context of Islamic history, and in so doing considers the understudied constitutional history of the empire. Without denying the importance of the ulema and the shari'a , it argues that the empire was a hybrid of many different traditions and the centrality of Islamic law should not be overstated. 相似文献
Since the ratification of the Europe agreements, Eastern European accession countries are transposing community law into their national legal framework. The law approximation process in the field of health concerns three themes, viz public health, health–related issues, and the internal market. Although the health acquis has been largely focused on public–health issues, it is increasingly becoming clear that internal market treaty provisions may also affect health–related rights. For candidate member states this means that the common market has important consequences for health and their health–care systems. Therefore, this paper will examine the impact of relevant treaty provisions on acceding countries' (public) health legal framework. 相似文献
The name grana is not generic and the existenceof the protected designation of origin (PDO) for the GranaPadano cheese precludes the registration of the trademark GRANA BIRAGHI for related products. 相似文献