Banking reforms and the evolution of cost efficiency in Indian public sector banks

This paper analyses the trends of cost efficiency and its components across Indian public sector banks (PSBs) during the post-deregulation period spanning from 1992/1993 to 2007/2008. The study also examines the issue of convergence in cost, technical and allocative efficiency levels of Indian PSBs. The empirical results indicate that deregulation has had a positive impact on the cost efficiency of Indian public sector banking industry over the period of study. Further, technical efficiency of Indian PSBs followed an uptrend, while allocative efficiency followed a path of deceleration. We note that in Indian public sector banking industry, the cost inefficiency is mainly driven by technical inefficiency rather than allocative inefficiency. The convergence analysis reveals that the inefficient PSBs are not only catching-up but also moving ahead of the efficient ones, i.e., the banks with the low level of cost efficiency at the beginning of the period are growing more rapidly than the highly cost efficient banks. In sum, the study confirms a strong presence of σ- and β-convergence in cost efficiency levels of Indian public sector banking industry.     

The EU in the Eastern Mediterranean—a “Geopolitical” Actor?

Claiming a more realistic and interest-driven approach to foreign policy, European Union (EU) Commission President Ursula von der Leyen has presented her team as a “geopolitical” commission. While the EU exerts a strong influence on its neighborhood when it is able to set incentives, its impact on states or regions is restricted if these incentives are missing. Here, only the combined political and economic clout of the member states can make a difference. The Eastern Mediterranean is a region where both shortcomings coincide: The EU cannot offer membership, and the member states do not speak with one voice. The result is the failure to perform “geopolitical actorness.” This weakness becomes apparent on different levels of conflict in the Eastern Mediterranean: the bilateral, the regional, and the international.     

Sexual Dimorphism in Ulna: An Osteometric Study from India

Determination of sex constitutes the most important element during the identification process of human skeletal remains. Several sex‐specific features of human skeleton have been exploited for sex determination with varying reliability. This study aims to obtain sexual dimorphic standards for ulnae of the north Indian population. Eight measurements were obtained on a sample of 106 ulnae (males‐80, females‐26) in the age range of 25–65 years. The sexual dimorphism index and demarking points were calculated for all the variables. The data were then subjected to stepwise and direct discriminant function analysis. The best discriminator of sex was the maximum length (84.9%) followed by radial notch width (84%). In stepwise analysis, these two variables were selected and provided an accuracy of 88.7% (M‐87.5%, F‐92.3%). The proximal end provided a classification rate of 81.1% (M‐80%, F‐84.6%) with selection of the notch length and olecranon width.     

Caste and Credit: A Woeful Tale?

This paper examines caste-based differences in farmers’ access to bank loans in rural India. We investigate whether banks practice taste-based discrimination on the basis of caste. In order to identify potential discrimination, we consider loan applications and approval decisions separately. We find significant inter-caste differences in application rates, and evidence of discrimination against Scheduled Tribe borrowers at the approval stage. To rule out the role of statistical discrimination, we simulate unobserved credit histories with various distributions. Evidence for taste-based discrimination persists despite accounting for unobservables. However, we find that this discrimination does not affect small farmers.     

Interoperability from Electronic Commerce to Litigation Using XML Rules

We used the XML Rule system, earlier described in 7, 14, and16, to simulate litigation arising from electronic commercein a purchase order situation. This work is distinguished byusing XML documents that comply with standards, especially thosefrom OASIS.     

Navigating differences: transatlantic negotiations over Galileo

The European global navigation satellite system, Galileo, entered its development phase in 2002 and is scheduled to become operational in 2012. Since its inception, Galileo has been yet another contentious issue in transatlantic negotiations. American concerns spanned economic and security-related issues, but, despite considerable tensions, a comprehensive agreement was entered into in 2004. This paper analyses the roots of the transatlantic dispute, as well as the negotiations that led to its resolution. It points out the vital and wide-ranging lessons that may be gleaned from this case. The European Commission has become a notable actor in the security realm via dual-use items such as Galileo. Technological progress has, in itself, become a bargaining instrument whereas time-honoured negotiation tactics have failed. Galileo sheds light on the ongoing recalibration of the transatlantic partnership in which autonomy has become a powerful motivation for European policy-makers. Constructive engagement, triggered by shared interests, only occurred when parties accepted each other as equals.     

An osteometric study of northern Indian populations for sexual dimorphism in craniofacial region

Sex identification is an initial crucial objective in the revelation of the complete identity of the human skeleton as it also renders significantly clearer guidance towards age and stature estimation. Population specific standards are of great practical relevance in the present era of increasing population intermixing. Size differences and robusticity are the two well-elaborated pillars holding most of the dimorphic burdens of the skull. This study is designed to explore dimorphic characteristics of the craniofacial region to establish anthropometric standards for contemporary North Indian populations, which have not been available so far. One hundred and twelve adult crania of known age (23-65 years) and sex (M:F; 82:30) were collected in the Department of Forensic Medicine, Institute of Medical Sciences, Banaras Hindu University, Varanasi, India. Ten standard metric parameters of craniofacial region were measured and subjected to stepwise and direct discriminant function analysis employing SPSS 16.00. Bizygomatic breadth emerged as the single best parameter in stepwise analysis, providing an average accuracy of 85.5%.     

Spontaneous rupture of unscarred gravid uterus

Rupture of gravid uterus during pregnancy is a rare entity. Overall incidence of rupture of uterus during pregnancy is 0.07%. The maternal and fetal prognoses are bad especially when the rupture occurs in an unscarred uterus. Fortunately, the sole major risk factor of spontaneous rupture of unscarred uterus is preventable, which is "multiparity." In this article, we report the death of a pregnant woman and her unborn child because of spontaneous rupture of unscarred uterus.