The Relationship Between School Engagement and Delinquency in Late Childhood and Early Adolescence

Engagement in school is crucial for academic success and school completion. Surprisingly little research has focused on the relationship between student engagement and delinquency. This study examines whether engagement predicts subsequent school and general misconduct among 4,890 inner-city Chicago elementary school students (mean age: 11 years and 4 months; 43.3% boys; 66.5% black; 28.8% Latino). To improve upon prior research in this area, we distinguish three types of engagement (emotional, behavioral, and cognitive), examine whether the relationship between engagement and misconduct is bidirectional (misconduct also impairs engagement), and control for possible common causes of low engagement and misconduct, including peer and family relationships and relatively stable indicators of risk-proneness. Emotional and behavioral engagement predict decreases in school and general delinquency. However, cognitive engagement is associated with increases in these outcomes. School and general delinquency predict decreased engagement only in the cognitive domain. Suggestions for future research and implications for policy are discussed.     

Estimating mortgage prepayments and defaults in older federally assisted rental housing and the possible costs of preventing them

Abstract

An issue now facing the federal government is whether and, if so, how to intervene to prevent mortgage prepayments and defaults on federally assisted low‐income rental units. This paper presents the preliminary estimates of the potential scope of the problem in terms of the possible incidence and timing of these actions, and the costs of preventing them. The estimates are based on modified versions of the model developed for the National Low Income Housing Preservation Commission's study, Preventing the Disappearance of Low Income Housing.

An intermediate version of the modified model predicts 45 percent fewer defaults, 154,000 versus 280,000 units, and 45 percent lower total costs for preventing defaults, $4.6 billion versus $8.4 billion. On the other hand, 16 percent more prepayments are predicted, 283,000 versus 243,000 units. Estimated total costs for preventing prepayments are 17 percent lower, however — $8.5 billion versus $10.3 billion.