Book Review

Andrea Dworkin. Heartbreak: The Political Memoir of a Feminist Militant. New York: Basic Books, 2002.     

Exile,Choice, and Loyalism: Taking and Restoring Dignity in the American Revolution

Taking a cue from Bernadette Atuahene's concept of “dignity takings” and her insight that government expropriation inflicts more than economic injury, this essay analyzes how American revolutionaries defined political membership, penalized and expropriated British loyalists, and then allowed some to join the American polity in the decade after the Revolution. Many recovered their property, professions, and legal privileges. However, because most loyalists could choose to remain loyal or join the Revolution, they did not lose human dignity as Atuahene defines it. Case studies of two reintegrating lawyers, Richard Harison and William Rawle, explore loyalism, the loss of dignities that loyalists suffered, and some paths toward reintegration. Their appointment as federal attorneys helped make the government conversant in the common law, British statutes, and the law of nations, which in turn supported the Federalist goal of reintegrating the United States into the Atlantic World: achieving, in other words, national dignity.     

Intimate Partner Violence Control Scale: Development and Initial Testing

Although control has long been considered central to understanding intimate partner violence (IPV), there continues to be a notable lack of validated scales measuring control (e.g., Strauchler et al. Journal of Family Violence, 19(6), 339–354, 2004). The purpose of this study was to develop and empirically validate a brief assessment tool, the Intimate Partner Violence Control Scale (IPVCS), designed to measure control in the context of IPV. Data from a sample of male undergraduate and graduate students (n = 436) were used to examine the scale’s properties. After reviewing theoretical conceptualizations and measurement issues of control, psychometric properties of the IPVCS and results of exploratory hypotheses tests are presented. The availability of a brief and reliable measure of control offers a tool for professionals in the judicial system, for IPV victims’ advocates, and for human services workers in practice settings to adequately assess for control and fills a gap in this area of research and practice.     

Affordability and mortgage design: Permanent buydowns and buyups

Abstract

A simulation model that mirrors the actual practices of lenders in setting qualification requirements for mortgage loans is used to assess the impact of permanent buydowns and buyups on the maximum sale price that buyers can afford. Buydowns are reductions in the coupon rate traded off against higher discount points; buyups are the reverse. Although buydowns have little effect on afford ability, buyups can have significant effects. Their potential is largely unrealized, however, because of the call risk to lenders of loans carrying premiums. The authors propose a “discount recovery” provision, which would be similar to a prepayment penalty except that the payment upon prepayment would be tied to the amount of the discount foregone by the lender. This would protect lenders against call risk, giving them every reason to offer buyups as a way of expanding demand.