A FIELD EXPERIMENT ON INSURANCE FRAUD IN AUTO BODY REPAIR*

This article focuses on a particular form of white-collar crime–insurance fraud in auto body repair. Through the use of an experimental design, whether repair estimates were related to insurance coverage was investigated for a statewide representative sample of auto body repair shops in Massachusetts. The auto body repair estimates were significantly higher with insurance coverage than without, regardless of type of car, extent of damage, sex of driver, and location of shop. The implication of the findings is that the automobile insurance industry is very susceptible to fraudulent or illegal practices that take unfair advantage of consumers and insurance companies.     

PROBLEMS AND STRATEGIES IN GAINING RESEARCH ACCESS IN POLICE ORGANIZATIONS

“Access” is conceived of as involving passage through two gates: one manned by the top-level authority figures of the organization, and the other by the proposed subjects of one's study. Within this framework, informal contacts, contingent acceptance at successive organizational levels, and self-selection are identified and discussed as the factors most central to an understanding of our successful access into three police organizations and our failures to gain access to two police organizations.     

Too Important to Leave to Parties: The Case for Constitutionalising Equal Representation

At the current rate of progress it will be another century before parity of representation between men and women is achieved in the House of Commons. This article explores why and how legal guarantees may now be the best available route to secure equality of representation following the repeated failure of the political parties to deliver any significant improvement in numbers through their own preferred, voluntary mechanisms. It explores how the concepts of equality and political representation need to be recalibrated in order to place greater emphasis on democracy rather than meritocracy, and on outcomes as much as opportunities, and offers a broad outline of how a legislative guarantee might be structured and operate in practice.     

Cross-Regional Trends in Female Terrorism

Worldwide, women have historically participated in terrorist groups but their low numbers and seemingly passive roles have undermined their credibility as terrorist actors for many observers. This analysis contends that female involvement with terrorist activity is widening ideologically, logistically, and regionally for several reasons: increasing contextual pressures (e.g., domestic/international enforcement, conflict, social dislocation) creates a mutually reinforcing process driving terrorist organizations to recruit women at the same time women's motivations to join these groups increases; contextual pressures impact societal controls over women that may facilitate, if not necessitate, more overt political participation up to, and including, political violence; and operational imperatives often make female members highly effective actors for their organizations, inducing leaders toward "actor innovation" to gain strategic advantage against their adversary.