Disability beneficiaries who work and their experience under program work incentives.

This research examines the return to work by Disability Insurance beneficiaries who were first entitled to benefits in 1980-81 and who were originally selected to be interviewed in the New Beneficiary Survey. To facilitate an examination of actual labor-force participation by beneficiaries, information on work and participation in program work incentives was collected from their claims folders. The analysis shows that approximately 10 percent of disability beneficiaries work during their initial period of benefit entitlement. About 80 percent are granted a trial work period, and over 70 percent of those granted trial work successfully complete it. More than half of them, however, were not successful in leaving the rolls through their work effort. In fact, benefit terminations due to work occurred for fewer than 3 percent of all beneficiaries in the cohort; approximately one-third of them had returned to the rolls by the end of the period under study. Beneficiaries most likely to make a work attempt were young and had a high level of education. Those with a high Social Security benefit amount were less likely to make a work attempt.     

Does retirement education teach people to save pension distributions?

As defined contribution pension plans have become increasingly common over the past two decades, so have lump sum distributions from those plans. Employees who elect such a distribution take the balance of their pension account with them when they leave a job. They can then choose to maintain the funds in accounts designated for retirement, invest them in other saving vehicles, or spend them. If spent pension distributions are not replaced by other savings, however, the future elderly are unlikely to be able to maintain a desirable standard of living. With employee-funded pensions expected to play an increasingly important role in financing Americans' retirement, saving these funds in essential. This article is the first to examine the relationship between retirement education--specifically, meetings sponsored by employers or by public and private institutions--and the saving of lump sum distributions. Two definitions of saving are used: one that includes reinvestment only in tax-deferred saving vehicles, and a broader one that includes tax-deferred vehicles, general saving vehicles (stocks, bonds, savings accounts, and so on), and paying off debt. The analysis also evaluates the effects of retirement education on specific groups identified in previous research as being less likely to keep their pension distributions in tax-deferred accounts: namely, women, younger persons, and persons with less than a college education. The same groups tend to be less financially secure in retirement, making the effects of retirement education on them particularly relevant. With an econometric model using ordinary least squares and data from the 1992 Health and Retirement Study, the analysis finds that retirement education does not affect the overall likelihood that employees will save their distributions, whether in tax-deferred or non-tax-deferred vehicles. The picture is more complicated for subgroups of employees. Attending a retirement meeting is associated with an increased likelihood of saving among persons age 40 and under but a decreased probability of saving among college graduates and women. No effect was found for men, individuals over age 40, or persons who did not graduate from college. The finding that retirement education increases the likelihood of younger persons' saving a distribution is reassuring, for these workers are America's future retirees. However, the finding that attending a meeting does not increase saving among some of the most financially vulnerable groups is a matter of concern to policymakers. Further study of the long-term effects of spending pension distributions is needed.     

Current Issues

In June and early July 2000, the European football championships were held in the Netherlands and Belgium. It was a large-scale event for both countries. The Minister of the Interior and Kingdom Relations assigned the Crisis Research Center (COT Leiden University) to study the organisation and implementation of the event in the Netherlands and to draw lessons for future large-scale events. The researchers set out the general conclusions and resultant information in this article.     

The role of foundations in international anti-money laundering

Money laundering is a serious crime that destabilizes society.The author focuses on the measures undertaken by the internationalcommunity to combat money laundering and analyses a possibleabuse of foundations in such illegal schemes.     

A novel method for the analysis of discharged smokeless powder residues

A novel method for the estimation of intermediate-long firing distance range is proposed. The method is based on the characterization and chemical analysis of the smokeless powder particles on the target. An adhesive lifter is applied to collect the suspected gunshot residues (GSRs) from the surface of an object, and a Modified Griess Test (MGT) is carried out after alkaline hydrolysis on the adhesive lifter. Visualized particles are removed from the adhesive lifter under a microscope. Two systems are used for the analysis of organic discharge residues from the smokeless powder: (1) gas chromatography/thermal energy analysis (GC/TEA) for the analysis of nitroglycerine (NG) and 2,4-dinitrotoluene (2,4-DNT), (2) gas chromatography/mass spectrometry (GC/MS) for the identification of organic components such as DNT, NG, and some stabilizers. By using this procedure and confirming that the suspected particles are indeed GSR, one can estimate the intermediate-long firing distance of c. 0.75-3 m in the presence of very few particles and provide information for the classification of ammunition type in casework.