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The study of crime suffers from an inattention to the social consequences of criminal acts. Conceiving crimes within the larger context of “hazard,” data are reported on the relative seriousness of conventional and white-collar crimes, as well as other hazards, using a sample of Washington state respondents. The results indicate that there is an inverse relationship between the perceived likelihood of a hazard and its seriousness. Generally, the more immediate the threat of a hazard, such as white-collar crimes, the more serious it is perceived to be. There are also implications from these consequences for perceptions of institutional effectiveness and interpersonal relationships. This suggests that future studies of the consequences of criminality, especially white-collar and corporate violations, might be directed toward the notions of risk and, eventually, social trust. 相似文献
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The insurance litigation that followed from the World Trade Center tragedy has produced two decisions. The two decisions are diametrically opposed. First, the court found that for those insurance policies that contained a definition of the policy term “occurrence,” the collapse of the two buildings constituted a single occurrence. SR International Business Insurance Co., Ltd. v. World Trade Center Properties LLC, et al., 222 F. Supp. 2d 385 (S.D.N.Y. 2002), aff'd, World Trade Center Properties, LLC, et al. v. Hartford Fire Insurance Co., et al., 345 F.3d 154 (2d Cir. 2003). Then, after a trial involving those policies that did not define the term “occurrence,” the jury held that the collapse of the two buildings constituted two occurrences. This incongruous result demonstrates two truths. First, when the insurance industry wants to, it can define the term ‘occurrence’ in a totally unambiguous manner:
Occurrence shall mean all losses or damages that are attributable directly or indirectly to one cause or to one series of similar causes. All such losses will be added together and the total amount of such losses will be treated as one occurrence irrespective of the period of time or area over which such losses occur. See WilProp form insurance policy for the World Trade Center, cited at 345 F.3d at 160. 相似文献
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MARTIN J. LUBY 《Public Budgeting & Finance》2012,32(4):46-70
The American Recovery and Reinvestment Act of 2009 (ARRA) included several new federal programs intended ostensibly to “unfreeze” the credit markets as a result of the global financial crisis. One such program, the Build America Bond (BAB) program, aimed to lower the borrowing costs for state and local governments by increasing their access to capital and providing a more generous federal subsidy than the traditional indirect tax exemption subsidy. BABs are taxable bonds sold by subnational governments, which carry a 35 percent direct federal payment subsidy to the borrower. In creating this program, the federal government hoped that the large direct federal subsidy along with greater potential investor interest in taxable securities would result in lower borrowing costs for state and local governments vis‐à‐vis traditional tax‐exempt bonds. This research study examines the relative effectiveness of the BAB program and details the various quantitative and qualitative implications on federal and subnational budgeting by moving from an indirect to a direct federal subsidy approach in facilitating state and local government capital raising. 相似文献
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Explanations of different patterns of preferences for redistribution either highlight the role of the institutional framework in a country or highlight the importance of self‐interest and rational expectations. The study introduces a unified approach to explain differences in preferences for redistributive measures for the case of intergenerational monetary transfers for families and children. Both explanatory approaches are integrated into the action‐based Model of Frame Selection that incorporates normative motives and economic self‐interest into the process of decision making. Using a large sample that deals with questions on the approval of public policies for families and accounts for the normative importance of children and family life in Germany, evidence is provided that both approaches are valid in explaining preferences for government transfers. 相似文献
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Two conflicting definitions of desistance exist in the criminology literature. The first definition is instantaneous desistance in which an offender simply chooses to end a criminal career instantaneously moving to a zero rate of offending ( Blumstein et al., 1986 ). The second definition views desistance as a process by which the offending rate declines steadily over time to zero or to a point close to zero ( Bushway et al., 2001 ; Laub and Sampson, 2001 ; Leblanc and Loeber, 1998 ). In this article, we capitalize on the underlying assumptions of several parametric survival distributions to gain a better understanding of which of these models best describes actual patterns of desistance. All models are examined using 18 years of follow‐up data on a cohort of felony convicts in Essex County, NJ. Our analysis leads us to three conclusions. First, some people have already desisted at the beginning of the follow‐up period, which is consistent with the notion of “instantaneous desistance.” Second, a three‐parameter model that allows for a turning point in the risk of recidivism followed by a long period of decline fits the data best. This conclusion suggests that for those offenders active at the start of the study period, the risk of recidivism is declining over time. However, we also find that a simpler two‐group model fits the data almost as well and gains superiority in the later years of follow‐up. This last point is particularly relevant as it suggests that the observed gradual decline in the hazard over time is a result of a compositional effect rather than of a pattern of individually declining hazards. 相似文献
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ROBERT PARKINSON 《今日中国(英文版)》2014,(5):61-61
FROM the very day you land in Beijing, either to become a fixed-term"Jinger" or to make Beijing or some other city your medium- to long-term home (as with many of us), all you need to become involved in the non- stop networking events put on for us in China is an email ad- dress. You will soon find that with a modicum of effort you are subscribed to tens if not hundreds of networking event mailing lists. In this article I'd like to offer a perspective on these gatherings, accord- ing to my time in China (nine years and counting), and some suggestions on how to get the most out of them. 相似文献