Use and Evolution of the Claims-Made Policy Form in Environmental Insurance: Selected Issues

Environmental risks have two basic components: the policyholder's obligation to clean up contaminated property and the policyholder's potential liability to third parties, including the government, resulting from environmental damage. The environmental risks for which policyholders seek coverage include environmental cleanup costs, third-party bodily injury claims, third-party property damage or devaluation claims, fines/penalties for noncompliance, or loss of market share due to lack of environmental stewardship. To be certain that all aspects of potential environmental liability are covered, an expert insurance consultant or broker should be retained to plan the program, analyze policy language and execute the purchase in the most cost effective way.     

Measuring physical status and timing in early adolescence: A developmental perspective

Recently, the timing-of-events model typically used for exploring adult development has been proposed for studying early adolescence and the pubertal processes occurring then. As a consequence, new interest has been generated about the psychological effects of being early, on time, or late in sexual maturation during early adolescence. A major issue has to do with the choice of maturational events to study, since puberty is a process involving numerous events, all of which have a different developmental course. This paper reviews some of the maturational events that are applicable in studying psychological effects of pubertal status and timing. Nine changes are reviewed (bone, height, weight, body fat, breast, body hair, penile, testicular, and menarcheal changes) in terms of measurement techniques, psychometric properties, and intercorrelations with other pubertal events. In addition, the usefulness of each measure for psychological research on maturational timing and status is discussed. Finally, how pubertal measures may be incorporated into a developmental perspective is considered, especially with regard to rate, duration, and asynchrony of pubertal changes.Research Interests: Girl's psychological adaptation to pubertal change, biosocial aspects of female reproductive events, development of biological and socially at risk children and adolescents.Research Interests: Reproductive endocrinology, anorexia nervosa, neuroendocrinology, adolescence.     

Coping with complexity: An experimental study of public policy decision-making

Empirical studies of decision-making invariably conclude with profound skepticism about the human capacity to process complex problems. The skepticism bodes ill for public policy makers, for they confront decisions of formidable complexity. This research examines the impact of systematic variation in the complexity of public policy decisions on the quality of decisions made by experienced public and private sector managers. Results show that increases in complexity do affect decision-making, but in positive as well as negative ways.     

Changing the Debate About “Success” in Conflict Resolution Efforts

This essay outlines a conceptual framework for discussing success in interactive conflict resolution and in conflict resolution efforts more generally. It first proposes reasons why evaluation is crucial for improving practice. An overview of the new framework and its development are then presented. This gives the reader a window into its construction and some of the challenges of evaluation in conflict intervention processes. Next, the uses of the framework are explained as well as how its use helps to change the debate about successful processes. Finally, this article discusses how the theoretician, practitioner, and researcher-evaluator can use this framework for their own purposes, and how evaluating processes based upon their goals helps to improve the theory, practice, and research of the field.