Book reviews

Robert Service, Lenin: A Political Life. Vol. 3: The Iron Ring. Basingstoke and London: Macmillan, 1995, xxi + 393 pp., £45.00.

Stephen Kotkin, Magnetic Mountain: Stalinism as a Civilization. London: University of California Press, 1995, xxv + 639 pp., £45.00.

Yilmaz Akyüz, Detlef Kotte, Andràs Köves & László Szamuely (eds), Privatization in the Transition Process. Recent Experiences in Eastern Europe. Geneva: United Nations, 1994, x + 418 pp.

Jerzy Hausner, Bob Jessop & Klaus Nielsen (eds), Strategic Choice and Path‐dependency in Post‐Socialism. Cheltenham, Edward Elgar, 1995, xiii + 330 pp. £49.95.

Wladimir Andreff (ed.), Le Secteur Public à I'Est. Restmcturation Industrielle et Financière. Paris: L'Harmattan, Collection ‘Pays de I'Est’, 1995, 238 pp.

Jonathan Klavens & Anthony Zamparutti, Foreign Direct Investments and Environment in Central and Eastern Europe: A Survey. Washington DC: The World Bank, 1995. x + 44 pp., $7.95.

Valdas Samonis, Foreign Investment in the East. New York: Nova Science Publishers, Inc., 1995, 77 pp., £22.50.

Taras Kuzio, Ukrainian Security Policy. Washington DC: Praeger, 1995, xiv + 168 pp., £13.50.

Anssi Paasi, Territories, Boundaries and Consciousness: The Changing Geographies of the Finnish‐Russian Border. Chichester: John Wiley, 1996. xxi + 353 pp., £45.00.

Tuomo Polvinen, Imperial Borderland, Bobrikov and the Attempted Russification of Finland, 1898–1904. London: Hurst, 1995, x + 342 pp. £32.50.

Hugh Poulton, Who are the Macedonians? London: Hurst, 1995, xvii + 218 pp., £12.50.

Jacob M. Landau, Pan‐Turkism. From Irredentism to Cooperation. London: Hurst, 1995, viii + 275 pp., £14.95.

Kenneth Lieberthal, Governing China: From Revolution through Reform. New York: W. W. Norton and Company Inc., 1995, xxii + 498 pp., £22.00.

Robert Benewick & Paul Wingrove (eds), China in the 1990s., Basingstoke: Macmillan, 1995, x + 272 pp., £11.99.

A. James Gregor, Marxism, China and Development. New Brunswick: Transaction Books, 1995, xi + 283 pp., £34.95.

David G. Marr, Vietnam 1945: The Quest for Power. Berkeley, Los Angeles, London: University of California Press, 1995, xxviii + 602 pp., $50.00.

Janet W. Salaff, Working Daughters of Hong Kong: Filial Piety or Power in the Family. New York: Columbia University Press, 1995, xxxvi + 317 pp., $17.50.

Irene Bloom (ed.), Knowledge Painfully Acquired. New York: Columbia University Press, 1996, ix + 226 pp., £14.95.

Walter Laqueur, The Dream that Failed: Reflections on the Soviet Union. Oxford: Oxford University Press, 1994, ix + 231 pp., £18.99.

David Iosifovich Ortenberg. Stalin, Shcherbakov, Mekhlis, i drugie. Moscow: MP ‘Kodeks’, Ob"edinennaya redaktsiya MVD Rossii, 1995, 208 pp.

Lewis H. Siegelbaum & Ronald Grigor Suny (eds), Making Workers Soviet: Power, Class and Identity. Ithaca: Cornell University Press, 1994, xiii + 399 pp., £41.50 h/b, £16.50 p/b.

Walter S. Dunn, Jr, The Soviet Economy and the Red Army, 1930–1945. Westport, CT: Praeger, 1995, ix + 256 pp., £53.95.

A. J. Heywood & I. D. C. Button, Russian Locomotive Types, The Union Legacy. Malmo: Frank Stenvalls Forlag, 1995, vi + 175 pp. Obtainable in UK from Luddenden Press, 19 Goitside, Booth, Halifax HX2 6SY, £14.45.

George Orwell, Animal Farm. London: Seeker and Warburg 1995, 180 pp.     

Urban women's informal savings and credit systems in Zambia

This article is based on findings from semi-structured interviews and discussions among "chilimba" groups in Zambia. Chilimba groups are primarily women's groups that engage in credit and savings programs. Group membership ranges from 4 to 20 members. The women agree on a fixed, regular cash contribution that is given in turn to each member in a specified order. Market groups tend to be larger and contributions of about a dollar are made daily. Smaller groups tend to make larger, but less frequent contributions. Default is rare, as the commitment is taken very seriously. New members are added at the end of the rotation. Loans can be used for domestic or business use. Chilimba groups are evidence that very poor people desire savings. Chilimba brings together people with similar financial needs and resources. Chilimba does not require formal, written procedures or formal institutional frameworks. Chilimba is not a remedy for reducing overall poverty. It is appropriate only for people with some regular source of income. It does not serve as a safety net in emergencies. Long-term loans are not possible. A limitation is its openness and lack of structure that permit potential abuse. It is a livelihood strategy for women, but benefits could be gained from including men. It is urged that groups consider whether the position of the poor is being enhanced or undermined. Different models need to be tested. Members themselves must decide on the type and phasing of activities.