Disclosure in insurance law: a comparative analysis

Disclosure or non-disclosure is one of the key issues in insurance contract. This paper compares laws on remedy for no-disclosures in European and other major jurisdictions. It concludes there are generally two different approaches on remedy for non-disclosure—(1) the strict disproportionate approach; and (2) the proportionate approach. The paper introduces an asymmetric information model to elaborate on the ongoing debates over the various normative issues of fairness with respect to the two different approaches. It confirms that the proportionate approach serves better the goal of fairness, in particular for the insured who acts honestly but carelessly provides bad information to the insurer. The model provides a statistical tool for a correct range of remedy on non-disclosure.     

A survey of the social and psychological factors of the heroin dependence

The survey studied 100 dependence about their age, marriage, occupation, the way of heroin taking, history of heroin taking, and the reason of the first heroin taking. The data showed that most dependence were young or middle aged men, or people unable to graduate from junior middle school, self-employed laborers and unemployed. Dependence of cadres and people with better education were increasing. The heroin injection is becoming popular.     

Scanning electronic microscopic observation of vascular corrosion casts of closed diffuse brain injuries in rats

The brain vascular corrosion casts of closed diffuse brain injuries were studied by SEM in rats. The contraction and spasm of perforating arteriole and sphincter-muscle of capillaries in brain stems were observed. The capillaries are about 2-5 microns in diameter, while the normal 10-15 microns. The mechanism of the contraction and its effects were discussed.     

论刑法谦抑性与刑法基本原则之间的契合

刑法谦抑性与刑法基本原则之间具有契合性,表现为,对国家权力的限制,排除残酷刑罚,明确刑法处罚范围和合理缩小犯罪成立范围。     

论生态文明视野下环境利益的法律保障

在生态文明社会背景下,环境利益亟待纳入法律保障范围,以确保人类社会的可持续发展。而若想实现对环境利益的全面保障,有赖于整个法律体系即宪法、环境法以及其他传统部门法的有效的分工、配合,其中环境法是以保障环境利益为其根本追求的独立的部门法。为法律所保障的环境利益分为强保障环境利益与弱保障环境利益,构建生态文明社会既要关注环境权利、环境权力以及相应的环境义务对强保障环境利益的保障,也要关注对弱保障环境利益保障机制的研究。     

公安本科院校国际法学教学改革初探

政法干警招录培养体制改革对公安本科院校的法学教育提出了更高的要求,国际法教学作为法学教育的一个重要组成部分也面临着巨大挑战。目前公安本科院校的国际法教学存在特色不够鲜明、教学方法和考核方式单一等问题。为了应对这一挑战,必须进一步优化国际法学的课程设置,改革教学方法与考核方式。     

论刑法谦抑性宜为刑法的基本原则

刑法谦抑性不仅是刑事立法的基本原则,而且还指导着刑事司法,无论在刑事立法的制定、刑事司法的运作方面,还是在刑事解释的维护方面。刑法谦抑性宜与罪刑法定、罪刑均衡等刑法原则相并列而视为刑法的基本原则。     

秦皇岛旅游文化开发探析

随着旅游业的发展,人们旅游观赏的文化品位也越来越高,如何满足旅游者日益提高的文化需求,是发展旅游业亟待解决的问题。秦皇岛有着丰富的自然资源、浩繁的历史遗产,然而其对外最有影响的旅游景点和宣传形象只有北戴河海滨,深层次的文化内涵还不为人们所熟悉。分析秦皇岛旅游资源,挖掘出秦皇岛这一旅游地的帝王文化、秦文化、孤竹文化、长城文化等文化内涵,提出突出“帝王文化”特色、恢复和构建秦文化和孤竹文化、加强研究长城文化和商贸文化等旅游文化开发思路。     

论“浙江模式”的制度涵义及其启迪

改革以来,浙江经济的发展态势令世人瞩目,因而浙江模式也在近年来引起社会各界的重视.本文对构成这一独特的制度变迁框架的基本因素,即:重功利、重个体能力的价值观,自发性变迁为主的制度创新方式以及政府在制度变迁过程中发挥的职能作了简略分析;指出了浙江模式对我国,特别是正在实施大开发的西部地区建立和完善市场经济体制的启迪意义.     

民营中小企业发展中的文化制约

近年来民营中小企业已经成为我国经济中的一支重要力量 ,大力发展中小企业是推动国民经济持续、健康、快速发展的重要因素。但勿庸讳言 ,民营中小企业的发展依然有着诸多外部阻力。其中 ,我国的文化传统对其形成的制约是值得我们深入研究的问题