The ‘rule of experts’ in making a dynamic micro-insurance industry in India

India is reported to have the most dynamic micro-insurance market in the world and the largest weather-index insurance market among developing countries. This is interesting because, paradoxically, reports readily suggest that the primary hindrance for the industry is the widespread lack of effective demand for insurance. This paper seeks to identify, understand and problematize the paradox of resolutely promoting micro-insurance and its apparent rapid growth despite a manifest absence of demand for insurance. Neo-classical theories about risk-averse behaviour do not explain the current lack of appeal of insurance among the poor. Rather, I draw on a postcolonial political economy framework to argue that expert investment in getting prices and culture right while safeguarding micro-insurance supply currently explains the celebrated dynamism of Indian micro-insurance. I argue that promoting comprehensive institutional reform for an ideal investment and entrepreneurial climate involves securing mutually beneficial linkages, collaborations and knowledge within a broad assemblage of profit motives, insurance expertise, policy-makers and professionals. Insurance experts rule by promoting the micro-insurance sector while simultaneously investing in and gaining from discursive, material and pedagogical construction of this industry. Future research should address whether such processes and products are effective in managing financial risks of the poor.     

关于上海市农民工安全生产培训的调查研究

当前,我国正面临建国以来最大的生产事故高峰,因工伤亡人数排名世界第一。与以往不同的是,本次事故高峰最大的受害群体是农民工。导致农民工在劳动过程中付出惨重的生命代价的原因很多,其中最直接的原因是农民工缺乏起码的安全生产意识和安全防护能力。     

西方通胀与失业关系理论评述及借鉴

二战后西方通胀与失业关系理论有了重大发展,通胀与失业的“负相关”说、“无替代关系”说、“通胀－失业螺旋”论、“紧跟”关系论等相继产生,从不同角度论证了通胀与失业的关系,我国要合理借鉴西方通胀与失业关系理论的有益成分,树立供给可以创造需求的理念。在目前国内失业严重而通货又相对紧的状况下,可采用适度的通胀办法来启动市场、扩大就业,拉动经增长。     

深切的缅怀不尽的思念

薄一波同志因病医治无效,于2007年1月15日20时30分在北京逝世,享年99岁。惊闻噩耗,我们悲痛万分,心痛不已。自《党史纵横》创刊以来,薄一波同志就担任杂志的顾问,直至他离世,已经陪伴杂志走过十九年的风雨历程。多年来,薄老一直默默关注着《党史纵横》,给予了它莫大的支持和勉励。薄老的高风亮节、无私奉献、实事求是的精神深深教育、影响着我们。这位有着传     

非传统安全与中美反扩散博弈——在朝鲜及伊朗核问题上

"非传统安全"这一当代流行的术语或概念既过度宽泛,又过度狭隘.过度宽泛导致安全研究的过大广泛性和难以操作性,过度狭隘则导致忘记或轻视此类安全问题在政治史上历来有的重大地位和政治思想史的相关教益,同时使之难以容纳核武器问题所需的特殊对待.从辨析"非传统安全"概念和界定当前中美关系之中主要的非传统安全问题开始,本文集中于防扩散/反扩散问题,将关于朝鲜的有关事态当作在此领域的中美博弈的首要案例,揭示和考察中美各自的政策和被设想的利益的汇合与分离.它们与在伊朗核问题上的中美汇合与分离并存,共同显示中美两国在非传统安全方面的关系已成为一套多层面和多场地的博弈"体系",并且例解中国在对美关系中的基本行为方式的复杂性或丰富性.     

论哲学反思思维的现实价值

反思是哲学思维的特性,哲学反思思维具有事后之思、纯粹之思、本质性之思和批判性之思等特点。哲学反思思维是人类把握现实世界不可或缺的思维方式,是人类社会发展进步的阶梯,是事业成功的伴侣,是人生征途的灯塔。人类不断在发展中反思,又在反思中不断发展。     

家族企业成长制约因素与突破对策

家族企业成长的制约因素决定了企业必须做好以下五个方面的工作:由个人管理向职业管理的转变;建立现代企业制度;培育先进企业文化;拓展融资渠道和实现企业权力交接。而解决这些制约因素除了需要外部市场经济环境和法制环境的改善外,更多的是需要家族企业内部大刀阔斧的改革,特别是需要家族企业掌舵人的远见与无私。     

Hair as a specimen to document tetramethylene disulfotetramine exposure

Tetramethylene disulfotetramine (tetramine) is a rodenticide that has been banned for many years in China. Since 2005, inhabitants of a village in the Henan Province have been suffering from grand mal seizures. To investigate the possibility of tetramine as the cause, we developed a method to determine tetramine in human hair. Sample preparation involved external decontamination, frozen pulverization, and ultrasonication in 2 mL ethyl acetate in the presence of cocaine-d3 as an internal standard. The method exhibited good linearity; calibration curve was linear over a range of 0.1-20 ng/mg hair. The limit of detection for the assay was 0.05 ng/mg hair. Except for one subject (No. 4), all head and pubic hair samples were positive for tetramine. The concentrations of tetramine in pubic hair were significantly higher than those in the same subjects' head hair samples. Because of a long retention in body, segmental head hair analysis cannot provide an accurate exposure history of tetramine in the body.     

影响俄罗斯居民生活水平的社会人口因素分析

当前影响俄罗斯居民生活水平的社会人口因素,主要包括居民的健康状况、年龄、婚姻状况、家属供养负担、家庭类型、居住地区的类型以及接受初级社会化的环境。金融危机背景下,健康状况良好、家庭完整的城市居民生活水平相对高于那些健康状况较差、非完整家庭的农村居民。处于贫困和低收入边缘的多子女单亲家庭和老人家庭生活状况最不稳定并承担着极高的社会风险。针对当前俄罗斯居民平均生活水平低下的社会问题,俄政府提出了相应的举措,这些举措对我国也有一定的借鉴意义。     

Unearthed Discoveries 2012——Chinese archeologists uncover new treasures

Six most significant new findings in the year 2012 across the country were announced at the annual New Archeological Discoveries Forum, held by the Institute of Archeology of the Chinese Academy of Social Sciences (CASS) in Beijing on January 9. Professor Wang Wei, head of the institute,