Using financial intelligence to target online fraud victimisation: applying a tertiary prevention perspective

Abstract

It is well established that policing in an online environment is fraught with challenges. To combat losses attributed to online fraud, Australia has seen the emergence of a victim-oriented approach, which uses financial intelligence to identify potential victims and deliberately intervenes through the sending of a letter. This approach predominantly targets victims of advance fee fraud and romance fraud who are sending money to West African countries. The current article presents three Australian case studies: Project Sunbird (West Australian Police and West Australian Department of Commerce); Operation Disrepair (South Australian Police); and the National Scams Disruption Project (Australian Competition and Consumer Commission). The article locates these cases within existing theory on crime prevention, using available data to document initial positive outcomes. Overall, this article supports the use of a victim-oriented tertiary approach to online fraud, and advocates its potential to reduce both repeat victimisation and the harm incurred through online fraud.     

Quality of Political Management and the Role of Corruption: A Cross-Country Analysis

Using the Bertelsmann Transformation Political Management Index (PMI, 2008), which measures the role and quality of political leaders, this study empirically investigates the relationship among corruption, economic freedom, and political management, controlling for the underlying socio-economic and cultural factors that shape the success of a country's political leadership. The results suggest that corruption significantly affects the quality of political management and that the effect is dependent on the level of economic freedom.     

‘Standing’ by: disability hate crime and the police in England

This article discusses the Don't Stand By: Hate Crime Research Report (DSB) (Mencap, 2011), which documents failings in policing practices related to reporting and responding to disability hate crime. Such failings, we argue, constitute not so much direct discrimination but acts of ‘normalcy’. Normalcy is the process whereby taken for granted ideas about what is normal become naturalised; in this respect being non-disabled is seen as normal. Acts of normalcy, whilst less tangible, are by no means less violent or harmful than acts of ‘real discrimination’ or ‘real violence’ (Goodley and Rumswick-Cole, 2011). Systemic and cultural normalcy within the police is not new, as can be seen in the case of Stephen Lawrence.     

The Use of Liquid Latex to Recover Latent Fingerprints that are Covered in Debris from Exterior Glass Surfaces of Vehicles

The purpose of this research is to determine if latent fingerprints deposited on the exterior glass surfaces of vehicles, then covered in debris, can be recovered. Past research used liquid latex to lift soot to recover trace evidence. Recently, liquid latex has been used to recover latent fingerprints along the bottom of vehicles. In this study, a total of 216 latent fingerprints were deposited on the exterior windows of three vehicles. Three control and three experimental latent fingerprints were placed on each side window. The vehicles collected debris for either 2, 3, or 4 weeks. After debris collection, liquid latex was applied to the experimental sections. The underlying fingerprints were developed with white granular powder. Control fingerprints were developed directly with white granular powder. A chi-square test revealed a significant difference in fingerprint recovery between the control and liquid latex method (X² = 9.026, d.f. = 1, p = 0.003). An odds ratio determined that the control method increases the probability of latent fingerprint recovery by 2.68. Fisher's exact test indicated that there is no statistically significant difference between the detail of the recovered control and experimental fingerprints (p = 0.065). This study demonstrates that recovery of fingerprints is possible using the liquid latex method; however, the control method recovers more fingerprints on the glass exterior of vehicles. If latent fingerprints are thought to be present on the exterior glass surfaces of vehicles, the control method should be used to improve vehicle processing by investigators.     

How do Principals Assign Students to Teachers? Finding Evidence in Administrative Data and the Implications for Value Added

The federal government's Race to the Top competition has promoted the adoption of test‐based value‐added measures (VAMs) of performance as a component of teacher evaluations throughout many states, but the validity of these measures has been controversial among researchers and widely contested by teachers’ unions. A key concern is the extent to which nonrandom sorting of students to teachers may bias the results and lead to a misclassification of teachers as high or low performing. In light of potential for bias, it is important to assess the extent to which evidence of sorting can be found in the large administrative data sets used for VAM estimation. Using a large longitudinal data set from an anonymous state, we find evidence that a nontrivial amount of sorting exists—particularly sorting based on prior test scores—and that the extent of sorting varies considerably across schools, a fact obscured by the types of aggregate sorting indices developed in prior research. We also find that VAM estimation is sensitive to the presence of nonrandom sorting. There is less agreement across estimation approaches regarding a particular teacher's rank in the distribution of estimated effectiveness when schools engage in sorting.     

Maternal History of Victimization and Adolescent Behaviors: Protective Function of Relationship Quality among At-Risk Mother-Adolescent Dyads

This study examined the protective function of mother-adolescent relationship quality in mediating the association between maternal history of violent victimization and adolescent behavior problems. Participants included a subsample of 191 mother-adolescent dyads from the Longitudinal Studies of Child Abuse and Neglect (LONGSCAN) who were at highest risk of child maltreatment. Results revealed that 78.5 % of the mothers reported a history of victimization, which was significantly associated with maternal mental health issues and both adolescent internalizing and externalizing behaviors. Bootstrapping analyses revealed that mother-adolescent relationship quality significantly mediated the relationship between maternal history of victimization and adolescent behaviors.     

Ethnic Differences in Job Quality Among Contract Forest Workers on Six National Forests

For more then a decade, the Forest Service and community forestry organizations have sought to create high quality jobs for public lands communities restoring national forests. Critics have argued that this strategy ignores the existence of a mobile, Hispanic workforce that undertakes the most laborious tasks in the woods under the worst working conditions. This article compares the working conditions of white and Hispanic forest restoration and maintenance workers from businesses that contracted with six national forests between 1998 and 2002. It finds that Hispanics are a disproportionately large part of the workforce, particularly the labor-intensive workforce, and are more likely than whites to work seasonally, away from home, and work for companies that do not offer health insurance. However, this study found few high quality jobs regardless of ethnicity.     

“I knew it was a scam”: Understanding the triggers for recognizing romance fraud

Research Summary

This article investigates the contributing factors (or triggers) to a realization of romance fraud victimization, based on 1015 reports lodged with Scamwatch (Australian online reporting portal for fraud) between July 2018 and July 2019 (inclusive). The article examines the free text narrative of each report to propose five discernible trigger categories: further requests for money; characteristics of communications; verification checks; an offender's action(s); and being told by a third party.

Policy Implications

Based on a comprehensive understanding of these five categories, the article advocates for broader messaging approaches to encompass financial literacy and well-being, cyberliteracy and critical thinking skills, cybersecurity practices, and respectful and healthy relationships. Leveraging the use of these wider education and awareness campaigns could improve recognition of romance fraud. Importantly, it is suggested that banks and other financial institutions are in a strong position to focus their efforts on some of these broader messages to effect positive change.     

Developmental Disabilities in Children Involved with Child Welfare: Correlates of Referrals for Service Provision

Using data from the National Survey of Child and Adolescent Well-being (NSCAW), this study explores the characteristics of child welfare involvement for children (N = 639; aged 3–17.5 years) with at least one developmental disability. In addition, a central focus of this exploration was to examine respective differences in how caregivers and caseworkers initiated referrals for services for children with disabilities. The sample was divided into three exclusive groups based on type of developmental disability: learning disability (weighted percentage 70.3%); Mental Retardation (now referred to as Intellectual Disability), Downs Syndrome, or; developmental delay (weighted percentage 1.8%); and presence of multiple types of disabilities, including autism (weighted percentage 27.9%). Results from the logistic regression analyses indicate children in this population who are placed in out-of-home care receive more referrals than those residing in-home with biological caregivers; older children and children with multiple disabilities are also more apt to obtain referrals to formal assessments. On the other hand, children who were considered in the “other” race category (includes children who identify as: multi-racial; Asian; Pacific Islander; Native American) were significantly less likely to be referred for a formal assessment. Regarding the association between specific maltreatment type and assessment referrals, children with reports of emotional maltreatment had significantly higher odds of being referred for formal assessments.     

“That’s Not What I Heard!”: Adolescent Internalizing,Negative Perceptions of Maternal Communication,and Felt Shame and Guilt

Journal of Youth and Adolescence - Adolescents with internalizing problems are more prone to feelings of guilt and shame, experience more guilt-induction, and report more negative parenting, but...