Design and implementation issues in Swedish individual pension accounts

Sweden's new multipillar pension system includes a system of mandatory fully funded individual accounts. The Swedish system offers contributors more than 600 fund options from a variety of private-sector fund managers. However, in the most recent rounds of fund choice, more than 90 percent of new labor market entrants have not made an active choice of funds and thus have ended up in a government-sponsored default fund. The Swedish system offers a number of lessons about implementing a mandatory individual account tier. Centralized administration keeps administrative costs down but requires considerable lead time. A very large number of fund options are likely to be offered unless strong entry barriers are in place. Engaging new labor market entrants in fund choice is likely to be difficult. A significant percentage of those making an active fund choice may choose funds that are very specialized and risky. Finally, special care must be devoted to designing a default fund and continual consumer communication.     

The Investigation and Trial of Criminal Offences in the New Century – The Need for a Radical Change

This is the text of the Liverpool Law Review Annual Lecture 1999. Mr. Justice Hooper speaks about the need for a radical reform of the practices and procedures and rules of evidence in the Criminal Courts in England and Wales. Radical reform is needed at all stages of the process including the investigation stage, the pre-trial stage and at the trial itself. Substantive law reform is also long overdue and there is a real need to consider a new approach by the adoption of a comprehensive criminal code. This revised version was published online in August 2006 with corrections to the Cover Date.     

Sex differences in sex-role conceptions and family orientation of high school students

Studies of college freshmen find that men are more sexist in their attitudes than women. Does this hold also for high school students? This paper reports the relationship of (1) sex-role attitudes to selected school and family characteristics and (2) attitudes toward family life to sex-role conceptions for women and men. The study is based on 529 students in grades 9 to 12 attending four high schools. The findings show that males are more sexist than females and Blacks more so than Whites. Women who are bright, from upper class backgrounds, and whose mothers work are more equalitarian in sex-role conceptions. For men, family background is unimportant, but attending an elite public school seems to foster equalitarian sex-role conceptions. Men's sex-role attitudes are harder to explain than women's, and, unlike women, their role attitudes have little connection to their family orientation.     

Models of Discourse and Hermeneutics in Octavio Paz's El Laberinto de la Soledad

This article explores how certain presuppositions govern our interpretations of this canonical text by Octavio Paz. I trace its biographical and textual origins, the book's peculiar reception, some of its multiple intellectual sources, and the problem of genre and how these hermeneutic discourses and epistemological tools interact. Structure (the relationship between psychology and history), rhetorical strategies and central symbols and metaphors that give the book its unity and complexity are also discussed. I conclude that we can read this hybrid work simultaneously as essay, narrative text, autobiography and modern epic myth: it is both an analytic or ironic deconstruction and an imaginative, symbolic construction of individual and collective identity.