American murder mystery revisited: do housing voucher households cause crime?

This paper reviews the current state of the housing market, particularly in the shadow of the foreclosure crisis, the collapse of the financial system, and persistent unemployment. The authors outline the policy priorities necessary to facilitate the recovery of the housing market in general and to encourage comprehensive revitalization of the hardest hit communities.     

Stress in small town and rural law enforcement: Testing the assumptions

Sandy and Devine (1978) theorized that small-town and rural police officers experienced Stressors different from their urban counterparts. They delineated four rural stress dimensions: security, social factors, working conditions, and inactivity. Despite the number of hypotheses annunciated by these authors from their exposure to small-town and rural police, they have never been tested. This study is an attempt to rectify this deficiency in the literature by testing their theory/hypotheses with data derived from a survey questionnaire of West Virginia law enforcement officers. The findings of this study lend support for many of the original hypotheses and all four of the dimensions.     

Shared‐equity mortgages,housing affordability,and homeownership

Abstract

Although the homeownership rate rose from 65 percent in 1995 to 69 percent in 2005, this rise appears difficult to sustain. We argue that the development of new shared‐equity mortgages (SEMs) that blur the lines between debt and equity would propel further advances in homeownership. The rationale for these mortgages is that the broad financial markets would value shares in individual housing returns more highly than hard‐pressed prospective homeowners do.

We describe a new class of SEMs and provide survey evidence that most households would prefer them to interest‐only and other currently popular mortgages. Financial simulations confirm the value of the securitized SEMs to investors. We present computations suggesting that an increase in the overall U.S. homeownership rate of between 1% and 1.5% would likely result from the development of SEM markets.     

Police and Alcohol Use: A Descriptive Analysis and Associations with Stress Outcomes

Alcohol misuse is a significant problem in police work. This study describes alcohol use correlates and examines psychological outcomes of stress associated with the use and level of alcohol by police officers. Measures: (1) AUDIT-Alcohol Use Disorders Identification Test; (2) demographics; (3) Center for Epidemiological Studies Depression scale; (4) Impact of Events Scale (PTSD); and (5) life events scale. The mean AUDIT score was M = 5.64 (low risk <8). Male officers had significantly higher scores in overall AUDIT total, hazardous alcohol use domain, and dependent symptoms domain (p = 0.004, 0.002, 0.031, respectively). Women officers in the hazardous drinking range on the AUDIT were significantly younger than women officers in the lower AUDIT range (p = 0.050). Males in the hazardous drinking range had significantly higher external life event scores than females (p = 0.037), suggesting a need for increased attention to the spillover effect of police work.     

One Approach to Formulating and Evaluating Student Work Groups in Legal Environment of Business Courses

The principal focus of this study is an investigation of whether students' grade point average (GPA) is a viable criterion for forming student work groups in the undergraduate Legal Environment of Business course. More specifically, the research focuses on the impact of: (1) GPA-homogeneous (HO) and GPA-heterogeneous (HE) groups upon student satisfaction with group processes and (2) the impact on individual student performance in both group and nongroup assignments. Data obtained from fourteen HE and fourteen HO student groups, in four separate Legal Environment of Business classes consisting of a mix of Management, Marketing, Computer Information Systems, International Business, Financial Services, and Accounting majors, generated a number of significant results. The most surprising observations dealt with the behavior of low achievers whose individual grades showed substantial improvement after working in HO groups. Researchers who are assessing pedagogical methods which serve to engage a student's active learning and motivation should find these results to be of interest. In addition, the beneficial impact on task and relationship behaviors observed in this study should provide solace or a sense of reward to the larger set of academicians, across disciplines, who attempt to impart realistic organizational skills to their classes.