Social capital in microfinance: Case studies in the Philippines

The present study examines how formation of social capital in themicrofinance sector is affected by enlarging the political or economicresources of the informal groups of poor households and microfinanceinstitutions (MFIs) that contribute to social cohesion. In particular, thischapter attempts to show how the regulatory and supervisory framework as wellas the financial innovations of microfinance institutions have affected poorhouseholds capacity for cooperation and mutual support in their fightagainst poverty.     

Mitochondrial diversity of a northeast German population sample

Mitochondrial DNA sequences of the hypervariable regions HV I and HV II were analyzed in 300 unrelated individuals born and living in the northeast corner of Germany (Western Pomerania) to generate a database for forensic identification purposes in this region. Sequence polymorphism were detected using PCR and direct sequencing analysis. A total of 242 different haplotypes were found as determined by 147 variable positions. The most frequent haplotype (263G, 315.1C) was found in 10 individuals and is also the most common sequence in Europe. Three other haplotypes were shared by 5 individuals, 2 sequences by 4, 8 haplotypes by 3, 15 sequences by 2 persons, and 213 sequences were unique. The genetic diversity was estimated to be 0.99 and the probability of two random individuals showing identical mitochondrial DNA (mtDNA) haplotypes is 0.6%. A comparison with other studies from Germany showed only little differences in the distribution of haplogroups. Nevertheless, one frequent haplotype in northeast Germany (five unrelated individuals) could only rarely be found in other German and European regions. Our results may indicate that despite a high admixture proportion in the German population some regions could demonstrate certain characteristic features.     

Vorzugstemperatur und Vorzugsluftfeuchtigkeit der beiden Schabenarten Periplaneta Americana und Blaberus trapezoideus (Insecta: Blattaria)

Zusammenfassung Von adulten M?nnchen der beiden SchabenartenPeriplaneta americana undBlaberus trapezoideus wurden gleichzeitig Vorzugstemperatur und Vorzugsluftfeuchtigkeit ermittelt. Für beide Arten konnten in ihren Vorzugstemperaturen gewisse Akklimatisationserscheinungen festgestellt werden. BeiP. americana steigt die Vorzugstemperatur von 26°–29° nach einem einmonatigen Aufenthalt bei 20° auf etwa 29°–30° nach einerer Exposition bei 35° an.B. trapezoideus hat eine um etwa 3° niedrigere Vorzugstemperatur. Nach einem Aufenthalt bei 20° betr?gt sie etwa 23°–26°. Sie steigt auf etwa 26° nach einer Exposition bei 32° an.P. americana bevorzugt stets ein trockenes Milieu (geboten wurden 18% r.L.),B. trapezoideus such h?here Luftfeuchtigkeit auf (45%–93% r.L.) und meidet trockenes Milieu. Ein Gewichtsverlust von 15%–18% veranla?tP. americana eine um 1°–3° niedrigere Vorzugstemperatur, aber vor allem eine sehr hohe Luftfeuchte aufzusuchen. Ein Gewichtsverlust von 20%–25% des K?rpergewichtes hat keinen Einflu? auf die Vorzugstemperatur vonB. trapezoideus; jedoch halten sich die Tiere nur ebenfalls l?nger in sehr hoher Luftfeuchte auf.

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Summary The combined temperature and humidity preferences were investigated in adult males ofPeriplaneta americana andBlaberus trapezoideus. Both species show an acclimatization effect. After spending one acclimatization at 20°B. trapezoideus preferred 23°–26°, after spending one month at 32° the preference was about 26°.P. americana prefers the lowest available humidity (18%).B. trapezoideus avoids dry air and is equally distributed in the steps provided of 45%–93% r.h. After desiccation to 15%–18% of the total body weight,P. americana prefers a temperature 1°–3° lower than that before desiccation, but in this case most of all it prefers a very high humidity. Desiccation has no influence on the temperature preference ofB. trapezoideus, but the animal spends more time in very high humidities.

     

Identification of menstrual blood by real time RT-PCR: technical improvements and the practical value of negative test results

The identification of body fluids can be of crucial importance in forensic casework. Recently we have shown that the detection of cell- and tissue-specific mRNAs is a suitable technique to identify menstrual blood and semen. In this paper we present an improved method using real time-PCR and the menstrual blood marker MMP-7 which increases sensitivity and specificity. We furthermore demonstrate case examples described showing that the correct identification of samples as non-menstrual is likely to be in the focus of criminal investigations. Although negative test results may have a number of other reasons, the new technique provides quantitative results thus allowing a cut-off value for the control marker GAPDH to be defined, below which negative results for the menstrual blood marker MMP-7 allow the conclusion that the sample was indeed not menstrual blood. Using these data, it is possible to apply the molecular identification of menstrual blood to forensic casework considering both the limitations and the capabilities of the method.     

Cyclical accountability

Public Choice - A new wave of protectionism is threatening the open and cooperative international order. This paper applies evolutionary game theory to analyze the stability of international trade...     

Die Körordnung im deutschen und Europäischen Recht

Natur und Recht - Pferdezucht ist nicht nur ein Wirtschaftsfaktor, sie sollte auch die Natur des Pferdes bewahren und seine natürlichen Eigenschaften artgerecht fördern. Insofern...     

The Democratic Costs of Constitutionalisation: The European Case

There is little doubt that the European Union suffers from a legitimacy deficit. However, the causes of this deficit and, as a consequence, the remedies are contested. This article wants to show that an important, but often overlooked, cause for the legitimacy deficit lies in the overconstitutionalization of the EU. The European Treaties have been constitutionalized by the ECJ, but are full of provisions that would be ordinary law in states. Constitutionalization means de‐politicization. What has been regulated on the constitutional level is no longer open for political decision‐making. Thus, in the EU political decisions of high salience are not only withdrawn from the democratically legitimized institutions, but also immunized against political correction. Therefore, the consequences from the constitutionalization have to be drawn: The Treaties should be reduced to those norms that reflect the functions of a constitution, whereas all the other parts have to be downgraded to the level of secondary law.     

Multiple Dimensions of Bureaucratic Discrimination: Evidence from German Welfare Offices

A growing experimental literature uses response rates to fictional requests to measure discrimination against ethnic minorities. This article argues that restricting attention to response rates can lead to faulty inferences about substantive discrimination depending on how response dummies are correlated with other response characteristics. We illustrate the relevance of this problem by means of a conjoint experiment among all German welfare offices, in which we randomly varied five traits and designed requests to allow for a substantive coding of response quality. We find that response rates are statistically indistinguishable across treatment conditions. However, putative non‐Germans receive responses of significantly lower quality, potentially deterring them from applying for benefits. We also find observational evidence suggesting that discrimination is more pronounced in welfare offices run by local governments than in those embedded in the national bureaucracy. We discuss implications for the study of equality in the public sphere.     

Die Entwicklung des Föderalismus und der Föderalismus ‐ diskussion in der Schweiz von 1874 bis 1964

Before 1874 and after 1964, the evolution of federalism and related political discourses is well known. Between these years, however, stretches a terra incognita, which this political‐historical essay tries to explore. This period was characterised by a steady shift of power from the Canton's to the Confederation, resulting in the frequent re‐grouping of federalists and centralists. Before the First World War, traditionalists from central and occidental Switzerland fiercely defended a confederalist vision. During the interwar years, things quietened down. The modern federal State organisation was no longer fundamentally questioned, and the debate focused on technical questions. The “geistige Landesverteidigung” (moral defence of the country against fascism) secured an enduring yet problematic place for federalism in Swiss culture by transforming it into the “unity in diversity” principle. After the Second World War, modernising forces resulted in the “executive and co‐operative federalism” that we know today.     

Judicial detection skill and contractual compliance

Mutually beneficial agreements might fail if the parties fear contractual opportunism. Litigation is supposed to be a remedy, but it gives scope for another kind of opportunistic behavior, which we call litigational opportunism: Even known that the opponent has fulfilled his obligations, a party might bring suit. We introduce a new concept, called judicial detection skill, and show that positive judicial detection skill is a prerequisite if the court system is to deter opportunistic suits and simultaneously induce bilateral contractual compliance. The traditional literature on litigation either assumes judges with zero detection skill, or simply neglects that opportunistic suits might be successful. We prove that those models are unable to provide an answer to the question of how to prevent both types of opportunism simultaneously.