Books in review

She is author of Equity and Gender,and Property Rights and Eminent Domainboth published by Transaction.     

The unavailability of information on insurance unavailability: Insurance redlining and the absence of geocoded disclosure data

Abstract

The availability of insurance in urban communities has long been a contested public policy issue. One of the central points of contention has been the value of publicly available data on the geographic distribution of property insurance policies. This debate has intensified since the Home Mortgage Disclosure Act, which requires geocoded disclosure of mortgage lending activity, was passed. A small number of states have required disclosure of limited data. But precisely what data are available has been unclear, and their utility has been debated.

This survey of all state insurance commissioners documents what is in fact the very limited availability of insurance disclosure data. Only eight states require any disclosure of geocoded data, and just four of them make company‐level data available to the public. Data from one of those states, Wisconsin, are used to show how such data could benefit insurers, consumers, and regulators.     

Public Mass Murderers and Federal Mental Health Background Checks

The litany of public mass murders, from Aurora, Newtown, Charleston, Las Vegas, and Parkland to less well‐known incidents that occur yearly, has focused national attention on federally mandated mental health background checks of prospective gun purchasers. The call has been to put more gun‐disqualifying mental health records into the National Instant Criminal Background Check System database to prevent “deranged” murderers from buying guns and running amok. Our study examines whether increasing the robustness of the mental health background database will likely prevent potential public mass murderers from buying guns. Building on research that shows that serious mental illness contributes little to the risk of interpersonal violence and, further, that few persons with serious mental illness acquire gun‐disqualifying mental health records, we examine whether public mass murderers are among the small percentage of those with serious mental illness who do have gun‐disqualifying mental health records. Using a large sample of 106 US offenders who used a firearm to commit a public mass murder from 1990 to 2014, we find that half of the offenders had a history of mental illness or mental health treatment but that less than 5 percent had gun‐disqualifying mental health records. Implications of these findings and recommendations for further research are discussed.     

Party Effects in State Legislative Committees

Legislative scholars have theorized about the role of committees and whether they are, or are not, tools of the majority party. We look to the states to gain more empirical leverage on this question, using a regression discontinuity approach and novel data from all state committees between 1996 and 2014. We estimate that majority‐party status produces an 8.5 percentage point bonus in committee seats and a substantial ideological shift in the direction of the majority party. Additionally, we leverage a surprisingly frequent, but as if random occurrence in state legislatures—tied chambers—to identify majority‐party effects, finding similar support for partisan committees. We also examine whether the extent of committee partisanship is conditional on party polarization or legislative professionalism, but we find that it is not. Our results demonstrate that parties create nonrepresentative committees across legislatures to pursue their outlying policy preferences.