Fair credit reporting medical information regulations. Final rules

The OCC, Board, FDIC, OTS, and NCUA (Agencies) are publishing final rules to implement section 411 of the Fair and Accurate Credit Transactions Act of 2003 (FACT Act). The final rules create exceptions to the statute's general prohibition on creditors obtaining or using medical information pertaining to a consumer in connection with any determination of the consumer's eligibility, or continued eligibility, for credit for all creditors. The exceptions permit creditors to obtain or use medical information in connection with credit eligibility determinations where necessary and appropriate for legitimate purposes, consistent with the Congressional intent to restrict the use of medical information for inappropriate purposes. The final rules also create limited exceptions to permit affiliates to share medical information with each other without becoming consumer reporting agencies. The final rules are substantially similar to the rules adopted by the Agencies on an interim final basis in June 2005.     

Britain and the Kuwaiti crisis, 1961

The Kuwaiti crisis of 1961 has conventionally been accorded little attention in histories of Britain's role in the Middle East. In fact, the crisis was an important defining moment, focusing the minds of policymakers on British interests in the Gulf, and the question of the best means of preserving them. It was also the largest scale mobilization of British forces in the Middle East in the post-Suez era. This article sets the crisis in the context of longer term British relations with Kuwait, internal developments in the Emirate, the evolution of British strategy in the region since Suez and Kuwaiti-Iraqi relations in order to understand the significance of the episode.     

An empirical test of techniques of neutralization regarding polluting behaviors in rural Iran

Crime, Law and Social Change - Environmental pollution is regarded as a major environmental crime in most countries; Iran is no exception. This study examines water and soil polluting behavior...     

The 'Change for Children' Programme in England: Towards the 'Preventive-Surveillance State'

Following the Children Act 2004 and the launch of the 'Every Child Matters: Change for Children' programme, England has embarked on the most ambitious changes in children's services for over a generation. While the government presented the changes as a response to the Laming Report into the death of Victoria Climbié, they are much more than this. They build on a number of ideas and policies that had been developed over a number of years, which emphasize the importance of intervening in children's lives at an early stage in order to prevent problems in later life. This paper provides a critical analysis of the assumptions that underpin the changes and argues that the relationships between parents, children, professionals, and the state, and their respective responsibilities, are being reconfigured as a result, and that the priority given to the accumulation, monitoring, and exchange of electronic information has taken on a central significance. What we are witnessing is the emergence of the 'preventive-surveillance' state, where the role of the state is becoming broader, more interventive, and regulatory at the same time.